Cost of Living in St. Lucie County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How St. Lucie County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in St. Lucie County, Florida
St. Lucie stretches modest incomes thin
St. Lucie County's 25.9% rent-to-income ratio ranks among the highest in our comparison, reflecting a median household income of just $69,027 against median rents of $1,489. Housing costs here consume a larger share of paychecks than the national average, signaling affordability pressure.
Least affordable county in our group
St. Lucie's 25.9% rent-to-income ratio exceeds Florida's statewide average of 22.5%, placing it among the state's more strained counties. Despite median rents under the highest-cost neighbors, lower incomes here create sharper affordability challenges.
Worse affordability than Seminole or Volusia
St. Lucie renters face higher affordability pressure than Seminole (24.4% ratio) and Volusia (24.7%), despite having lower median rent. The county's $69,027 median income—the weakest among coastal counties—tilts the affordability equation unfavorably.
Renters squeezed, homeowners stable
Renters pay $1,489 monthly (25.9% of income), while homeowners owe $1,236 (21.4% of income), showing why renters face more acute affordability stress. Median home values of $305,800 remain within reach for those able to save a down payment.
St. Lucie for homeowners seeking value
Renters should consider moving inland to Sumter or Suwannee counties, where housing consumes a smaller income share. Prospective homebuyers, however, may find St. Lucie's $305,800 median home value and coastal access worthwhile if securing a mortgage.
Affordability Calculator
See how your income compares to housing costs in St. Lucie County
Rent Burden
25.9%
of gross income
Max Housing (28% Rule)
$1,611
per month
Owner Cost Burden
21.5%
of gross income
The median home in St. Lucie County may be a stretch
Median home value is $305,800. Estimated monthly cost: $2,441 vs. your max of $1,611.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.