Cost of Living in St. Johns County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How St. Johns County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
St. Johns County ranks #3,042 of 3,142 counties for affordability (bottom 3%)
Sourced county brief
St. Johns County Median Home Value Estimated at $489,200
The median home value in St. Johns County is $489,200, which is $204,875 higher than the Florida unweighted county mean of $284,325. Median selected monthly owner costs for all owner-occupied units were estimated at $1,803, or $764 above the state unweighted county mean of $1,039. In the rental market, the median gross rent is $1,922 per month, compared to the Florida unweighted county mean of $1,304. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 35.1%. This figure differs from the state unweighted county mean official GRAPI of 32.8% by 2.3 percentage points. Renter households in the county have a median income of $64,146, while the median income for all households is $109,839. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: St. Johns County
Affordability Verdict
ACS B25071 estimates median gross rent at 35.1% of renter household income in St. Johns County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,922 per month; median selected monthly owner costs are $1,803. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $76,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Florida unweighted mean of county median rents is $1,304 per month. St. Johns County's $1,922 median is 47.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in St. Johns County
Rent Burden
21.0%
of gross income
Max Housing (28% Rule)
$2,563
per month
Owner Cost Burden
19.7%
of gross income
The median home in St. Johns County may be a stretch
Median home value is $489,200. Estimated monthly cost: $3,905 vs. your max of $2,563.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in St. Johns County, Florida?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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