Cost of Living in St. Johns County, Florida

$1,775/mo

Median Monthly Rent

$457,600

Median Home Value

44% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,775/mo

44% above state average

Median Home Value

$457,600

62% above national

Rent-to-Income Ratio

34.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How St. Johns County Compares

Median monthly rent comparison

St. Johns County$1,775/mo

Florida Average$1,233/mo

National Median$1,163/mo

Detailed Housing Stats

$1,775/mo

Median Gross Rent

$457,600

Median Home Value

$1,715/mo

Monthly Owner Cost

34.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in St. Johns County, Florida

St. Johns earners afford premium housing

St. Johns County's 20.1% rent-to-income ratio outperforms national affordability benchmarks, thanks largely to a median household income of $106,169—42% above the national median of $74,755. Residents here command wages that make even pricier housing manageable.

Florida's most affordable high-earning county

St. Johns ranks among Florida's most affordable counties by rent-to-income ratio at 20.1%, well below the statewide average of 22.5%. Despite median rents of $1,775—the highest among our comparison group—the county's wealth ensures housing remains a manageable budget item.

Priciest rents, but richest households

St. Johns' $1,775 median rent tops neighboring Seminole ($1,686) and Volusia ($1,368), reflecting its status as Northeast Florida's premier address. Yet with median household income of $106,169, St. Johns residents spend less of their earnings on housing than poorer neighbors.

Premium housing on premium incomes

Monthly rents average $1,775 and mortgages $1,715, yet neither exceeds 20% of the $106,169 median income—the healthiest ratio in our comparison. The median home value of $457,600 appeals primarily to upper-income households seeking St. Augustine's charm and Florida's top schools.

St. Johns rewards high earners handsomely

If your household income exceeds $100,000 and you value top-tier schools and historic character, St. Johns offers the best housing affordability-to-income ratio in the region. Those earning under $80,000 should explore Seminole or Sumter counties for better overall value.

Affordability Calculator

See how your income compares to housing costs in St. Johns County

Your Annual Household Income

Rent Burden

20.1%

of gross income

Max Housing (28% Rule)

$2,477

per month

Owner Cost Burden

19.4%

of gross income

The median home in St. Johns County may be a stretch

Median home value is $457,600. Estimated monthly cost: $3,653 vs. your max of $2,477.

Rent Affordability Guide

Your rent-to-income ratio20.1%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in St. Johns County, Florida?

St. Johns County, Florida has a median monthly rent of $1,775/mo and a median home value of $457,600. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.

What is the median rent in St. Johns County?

The median gross rent in St. Johns County is $1,775/mo. This is 44% above state average for Florida.

Is St. Johns County affordable?

St. Johns County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does St. Johns County's rent compare to the state average?

St. Johns County's median rent of $1,775/mo is 44% above state average of $1,233/mo for Florida.

What is the median home value in St. Johns County?

The median home value in St. Johns County, Florida is $457,600. This is 62% above the national median home value of $281,900.