Cost of Living in Liberty County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Liberty County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Liberty County, Florida
Liberty County: small-town housing wins
Liberty County's 21.6% rent-to-income ratio sits below the national average, offering renters better value than typical American markets. At $968 monthly rent on a median income of $53,824, Liberty delivers affordability combined with low-cost ownership options.
Below Florida's affordability average
Liberty County's 21.6% rent-to-income ratio undercuts Florida's state average of 22.5%, positioning it among the state's more affordable rural communities. This edge reflects Liberty's small population and slower growth compared to urban hubs.
Competitive with other rural counties
Liberty County's $968 median rent sits between cheaper rural options like Levy ($826) and pricier urban-influenced counties, reflecting its position as a small Panhandle community. While home values are the lowest in this regional cluster at $117,600, Liberty's household incomes are also modest, maintaining the affordability equation.
Exceptional value for homeowners
Liberty County renters pay $968 monthly (21.6% of income), while homeowners spend just $609 on mortgages for median homes under $118,000—the lowest in the region. Homeownership here offers extraordinary value, consuming only 13.5% of household income compared to renters' 21.6% burden.
Liberty County: hidden gem for owners
Liberty County combines small-town affordability with extraordinarily low home values ($117,600) and minimal mortgage burdens, making it ideal for buyers seeking maximum homeownership value. While rural, Liberty's 21.6% rent ratio beats Florida's average, and for those able to purchase, the ownership costs remain unmatched in the state.
Affordability Calculator
See how your income compares to housing costs in Liberty County
Rent Burden
21.6%
of gross income
Max Housing (28% Rule)
$1,256
per month
Owner Cost Burden
13.6%
of gross income
You can likely afford the median home in Liberty County
Median home value is $117,600. Estimated monthly cost: $939 vs. your max of $1,256.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.