Cost of Living in Sumter County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Sumter County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Sumter County, Florida
Sumter offers rare housing affordability
Sumter County's 20.1% rent-to-income ratio delivers affordability rarely seen nationwide, despite a median household income of $73,297—just below the national median of $74,755. At $1,225 in median rent, the county punches above its weight for budget-conscious relocators.
Among Florida's most affordable counties
Sumter's 20.1% rent-to-income ratio matches St. Johns—Florida's wealthiest county—and beats the state average of 22.5%. This achievement reflects the county's modest rental market, where $1,225 median rent aligns closely with the statewide median.
Comparable to rural northern neighbors
Sumter's $1,225 rent and 20.1% ratio mirror Suwannee ($849 rent, 18.4% ratio) and Union ($846 rent, 15.6% ratio) for affordability, though Sumter's rents run higher. All three offer far better value than Seminole, St. Johns, or Volusia counties.
Balanced costs across renter and owner
Renters pay $1,225 (20.1% of income) and homeowners pay $837 (13.7% of income), both well within affordability guidelines. The median home value of $356,000 surprises—nearly matching Seminole's despite much lower housing costs—suggesting strong equity for long-term residents.
Sumter welcomes middle-income movers
Households earning $70,000–$85,000 should seriously consider Sumter for its rare combination of affordability and home value. Retirees and remote workers especially benefit; those prioritizing walkable downtowns should explore Seminole or St. Johns instead.
Affordability Calculator
See how your income compares to housing costs in Sumter County
Rent Burden
20.1%
of gross income
Max Housing (28% Rule)
$1,710
per month
Owner Cost Burden
13.7%
of gross income
The median home in Sumter County may be a stretch
Median home value is $356,000. Estimated monthly cost: $2,842 vs. your max of $1,710.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.