Cost of Living in Sumter County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Sumter County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Sumter County ranks #2,222 of 3,142 counties for affordability (bottom 29%)
Sourced county brief
Sumter County Official GRAPI Reaches 38.3 Percent
In Sumter County, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 38.3%. This is 5.5 percentage points higher than the Florida unweighted county mean official GRAPI of 32.8%. The median gross rent in the county is $1,269 per month, which is $35 below the state unweighted county mean of $1,304. Renter-household median income is $43,653. For owner-occupied housing units, the median home value was estimated at $385,400. Median selected monthly owner costs for all owner-occupied units are $876, a figure that is $163 lower than the Florida unweighted county mean of $1,039. The median household income for all households in Sumter County is $76,508. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Sumter County
Affordability Verdict
ACS B25071 estimates median gross rent at 38.3% of renter household income in Sumter County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,269 per month; median selected monthly owner costs are $876. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $50,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Florida unweighted mean of county median rents is $1,304 per month. Sumter County's $1,269 median is 2.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Sumter County
Rent Burden
19.9%
of gross income
Max Housing (28% Rule)
$1,785
per month
Owner Cost Burden
13.7%
of gross income
The median home in Sumter County may be a stretch
Median home value is $385,400. Estimated monthly cost: $3,077 vs. your max of $1,785.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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