Cost of Living in Gilchrist County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Gilchrist County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Gilchrist County, Florida
Gilchrist leads housing affordability
Gilchrist County residents spend just 16.8% of income on rent—among the lowest rent-to-income ratios nationally and far below the 28% affordability threshold. With median household income at $61,070 and rent at $855 monthly, Gilchrist offers exceptional housing value by national standards.
Gilchrist beats Florida average
At 16.8%, Gilchrist's rent-to-income ratio is the strongest in this eight-county survey and well below Florida's 22.5% state average. The county's $855 median rent runs $378 lower than the state median of $1,233, making Gilchrist a genuine affordability standout.
Gilchrist's rental sweet spot
Gilchrist's $855 rent splits the difference between Gadsden's $792 and Flagler's $1,687, but pairs with higher income than most neighbors, delivering optimal affordability. Only Gadsden beats Gilchrist on pure rent levels, but Gilchrist's $61,070 median income provides stronger financial stability.
Gilchrist's favorable housing math
Renters spend $855 monthly from a $61,070 median income, consuming just 16.8% of earnings and retaining 83.2% for taxes, living expenses, and wealth-building. Homeowners encounter median monthly costs of $623 (12.2% of income), with median home values of $191,000 offering affordable entry into homeownership.
Gilchrist: Florida's best housing value
Gilchrist County delivers the strongest rent-to-income balance among comparable Florida counties, freeing up maximum income for other priorities. If you prioritize housing affordability with modest income requirements, Gilchrist's rural charm and low housing burden offer unbeatable relocation economics.
Affordability Calculator
See how your income compares to housing costs in Gilchrist County
Rent Burden
16.8%
of gross income
Max Housing (28% Rule)
$1,425
per month
Owner Cost Burden
12.2%
of gross income
The median home in Gilchrist County may be a stretch
Median home value is $191,000. Estimated monthly cost: $1,525 vs. your max of $1,425.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.