Cost of Living in Calhoun County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Calhoun County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Calhoun County ranks #424 of 3,144 counties for affordability (top 13%)
Data Story
About Cost of Living in Calhoun County, Florida
Calhoun offers genuine rural affordability
Calhoun County's 17.4% rent-to-income ratio and $680 monthly rent deliver exceptional affordability despite a lower median income of $46,901. Residents here spend far less on housing than typical Americans, preserving maximum income for other needs.
Among Florida's most affordable counties
Calhoun's 17.4% housing burden and $680 rent rank in Florida's affordability elite, beating the state average of 22.5% by 5 percentage points. Only a handful of rural counties match this value proposition.
Second-cheapest in North Florida region
Calhoun's $680 rent trails only Bradford ($838) in the panhandle and North Central region, undercutting Alachua ($1,255), Baker ($1,011), and Bay ($1,424). The ultra-low rent reflects genuine rural character and limited urban amenities.
Renters and owners both find relief
Calhoun renters spend 17.4% of income while homeowners spend 12.6%—among the lowest burdens in Florida. A $134,000 median home value and $494 monthly owner cost make homeownership exceptionally accessible.
True small-town living at unbeatable cost
Calhoun County suits retirees and remote workers seeking maximum affordability with zero urban amenities. If you prize budget over big-city access, Calhoun's $680 rent and 17% burden offer unmatched financial freedom in Florida.
Cost of Living Advisory: Calhoun County
Affordability Verdict
Calhoun County is affordable for renters, with a median gross rent of $680/month representing approximately 17.4% of median household income. The rent burden (GRAPI) stands at 33.0%.
Rent vs. Own
At $680/month rent versus $494/month in owner costs, owning is roughly $186/month cheaper — a 27% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,200/year. For owner costs at the 28% rule, the required income is roughly $21,171/year. With a median household income of $46,901, most households can comfortably afford rent here. Notably, 33.0% of renter households in Calhoun County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Calhoun County sits 14% less expensive than Jefferson County ($790/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Calhoun County
Rent Burden
17.4%
of gross income
Max Housing (28% Rule)
$1,094
per month
Owner Cost Burden
12.6%
of gross income
You can likely afford the median home in Calhoun County
Median home value is $134,000. Estimated monthly cost: $1,070 vs. your max of $1,094.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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