Cost of Living in Levy County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Levy County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Levy County ranks #1,827 of 3,144 counties for affordability (bottom 42%)
Data Story
About Cost of Living in Levy County, Florida
Levy County: rural affordability shines
Levy County's 18.4% rent-to-income ratio sits well below the national average, giving renters genuine breathing room in their budgets. At $826 monthly rent against a median income of $53,805, Levy delivers some of Florida's most authentic affordability for working families.
Among Florida's most affordable
Levy County's 18.4% rent-to-income ratio ranks notably below Florida's average of 22.5%, placing it among the state's most budget-friendly housing markets. This rural county offers rare affordability in a state increasingly shaped by higher coastal and urban prices.
Levy leads the rural pack
Levy County's $826 median rent matches or slightly undercuts fellow rural counties Madison ($819) and Lafayette ($880), making it one of North Florida's most economical choices. While all three share similar affordability, Levy's lower household incomes ($53,805) mean renters stretch their budgets even further than Lafayette's residents.
Low costs across renting and owning
Levy County renters spend $826 monthly (18.4% of income), while homeowners pay $609 on mortgages for median homes valued at $171,400. Both groups enjoy substantial budget flexibility, with housing consuming roughly 18% for renters and just 13% for owners—well below state norms.
Levy County: maximum rural affordability
Levy County offers some of Florida's lowest housing costs with an 18.4% rent burden and median homes near $171,400, though incomes are also modest. If you're willing to embrace rural life and lower household earnings for maximum affordability, Levy delivers unmatched value with housing costs that won't dominate your finances.
Cost of Living Advisory: Levy County
Affordability Verdict
Levy County offers affordable rental housing at a median of $826/month — about 18.4% of the typical household income here.
Rent vs. Own
The median rent in Levy County is $826/month, while owner costs run $609/month. Owning saves approximately $217/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,040/year. For owner costs at the 28% rule, the required income is roughly $26,100/year. With a median household income of $53,805, most households can comfortably afford rent here. Notably, 29.0% of renter households in Levy County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Levy County sits 6% less expensive than Taylor County ($878/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Levy County
Rent Burden
18.4%
of gross income
Max Housing (28% Rule)
$1,255
per month
Owner Cost Burden
13.6%
of gross income
The median home in Levy County may be a stretch
Median home value is $171,400. Estimated monthly cost: $1,368 vs. your max of $1,255.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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