CostBy County

Cost of Living in Citrus County, Florida

$1,107/mo
Median Monthly Rent
$245,500
Median Home Value

At a Glance

Median Monthly Rent
$1,107/mo
15% below state average
Median Home Value
$245,500
26% below national
Census GRAPI
33.2%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Citrus County Compares

Median monthly rent comparison

Citrus County$1,107/mo
Florida Average$1,304/mo
National Median$1,413/mo

Detailed Housing Stats

$1,107/mo
Median Gross Rent
$245,500
Median Home Value
$752/mo
Monthly Owner Cost
33.2%
Census GRAPI

National Ranking

Affordability Rank

Citrus County ranks #1,849 of 3,142 counties for affordability (bottom 41%)

Most AffordableLeast Affordable

Sourced county brief

Citrus County Median Rent Reaches 33.2 Percent of Income

Census Bureau estimates place Citrus County's official Gross Rent as a Percentage of Household Income (GRAPI) at 33.2%. This figure is 0.4 percentage points above the Florida unweighted county mean of 32.8%. Renter households in the county reported a median income of $37,570. In the rental market, the median gross rent was estimated at $1,107 per month, which is below the state’s unweighted county mean of $1,304. For homeowners, the median home value was $245,500, compared to the unweighted county mean of $284,325 across Florida. Median selected monthly owner costs for all owner-occupied units were $752, trailing the state unweighted mean of $1,039. These snapshots describe the housing cost environment for the 2020-2024 period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Citrus County

Affordability Verdict

ACS B25071 estimates median gross rent at 33.2% of renter household income in Citrus County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,107 per month; median selected monthly owner costs are $752. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $44,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Florida unweighted mean of county median rents is $1,304 per month. Citrus County's $1,107 median is 15.1% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Citrus County

$

Rent Burden

23.5%

of gross income

Max Housing (28% Rule)

$1,319

per month

Owner Cost Burden

16.0%

of gross income

The median home in Citrus County may be a stretch

Median home value is $245,500. Estimated monthly cost: $1,960 vs. your max of $1,319.

Rent Affordability Guide

Your entered rent as a share of entered income23.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,546Needed: $44,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,546Needed: $32,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $56,546Needed: $57,135

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Citrus County, Florida?
Citrus County, Florida has a median monthly rent of $1,107/mo and a median home value of $245,500. The affordability rating is Stretched, with median gross rent equal to approximately 33.2% of renter household income.
What is the median rent in Citrus County?
The median gross rent in Citrus County is $1,107/mo. This is 15% below state average for Florida.
Is Citrus County affordable?
Citrus County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 33.2%. Median gross rent is 30–50% of renter household income.
How does Citrus County's rent compare to the state average?
Citrus County's median rent of $1,107/mo is 15% below state average of $1,304/mo for Florida.
What is the median home value in Citrus County?
The median home value in Citrus County, Florida is $245,500. This is 26% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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