Cost of Living in Orange County, Florida

$1,675/mo
Median Monthly Rent
$358,300
Median Home Value

At a Glance

Median Monthly Rent
$1,675/mo
36% above state average
Median Home Value
$358,300
27% above national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Orange County Compares

Median monthly rent comparison

Orange County$1,675/mo
Florida Average$1,233/mo
National Median$1,163/mo

Detailed Housing Stats

$1,675/mo
Median Gross Rent
$358,300
Median Home Value
$1,547/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Orange County ranks #3,000 of 3,144 counties for affordability (bottom 5%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Orange County, Florida

Orange County's rent burden exceeds national norms

Orange County renters spend 26.1% of their income on housing, above the national norm and approaching the economist-flagged 30% threshold for severe unaffordability. With a median household income of $77,011 and median rent of $1,675, residents face tighter budgets than national averages despite above-average earnings.

Orange County ranks among Florida's priciest

Orange County's 26.1% rent-to-income ratio ranks above Florida's state average of 22.5%, placing it among the state's least affordable major markets. The median rent of $1,675 reflects Orlando's booming population growth and tourism-driven demand, pushing housing costs ahead of state norms.

Orange sits between affordable and premium markets

Orange County's median rent of $1,675 exceeds Marion ($1,174), Okaloosa ($1,475), and Martin ($1,499), approaching Monroe's $1,959 premium. Yet Orange's household income of $77,011 trails Nassau ($88,900) and Martin ($80,701), creating relative affordability stress compared to wealthier neighbors.

Orlando rents demand over a quarter of income

A typical Orange County renter earning $77,011 annually pays $1,675 monthly—26.1% of gross income, well above comfortable thresholds. Homeowners experience similar pressure at $1,547 monthly (24.1% of income), with median home values of $358,300 reflecting Central Florida's residential boom.

Orange County suits high earners and remote workers

Orange County's vibrant job market and tourism economy attract workers, but renters should earn well above the $77,011 median to feel comfortable with the 26.1% rent burden. Compare this market against Nassau's 18.0% affordability or Marion's 24.1% ratio to gauge whether Orlando's opportunity justifies its housing costs.

Cost of Living Advisory: Orange County

Affordability Verdict

Orange County is moderately affordable for renters, with a median gross rent of $1,675/month representing approximately 26.1% of median household income. The rent burden (GRAPI) stands at 34.0%.

Rent vs. Own

The median rent in Orange County is $1,675/month, while owner costs run $1,547/month. Owning saves approximately $128/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $67,000/year. For owner costs at the 28% rule, the required income is roughly $66,300/year. With a median household income of $77,011, most households can comfortably afford rent here. Notably, 34.0% of renter households in Orange County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Florida, Orange County is less affordable than Miami-Dade County by roughly 3% ($1,675/mo vs $1,731/mo).

Affordability Calculator

See how your income compares to housing costs in Orange County

$

Rent Burden

26.1%

of gross income

Max Housing (28% Rule)

$1,797

per month

Owner Cost Burden

24.1%

of gross income

The median home in Orange County may be a stretch

Median home value is $358,300. Estimated monthly cost: $2,860 vs. your max of $1,797.

Rent Affordability Guide

Your rent-to-income ratio26.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,011Needed: $67,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,011Needed: $66,300
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $77,011Needed: $83,386

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Orange County, Florida?
Orange County, Florida has a median monthly rent of $1,675/mo and a median home value of $358,300. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Orange County?
The median gross rent in Orange County is $1,675/mo. This is 36% above state average for Florida.
Is Orange County affordable?
Orange County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Orange County's rent compare to the state average?
Orange County's median rent of $1,675/mo is 36% above state average of $1,233/mo for Florida.
What is the median home value in Orange County?
The median home value in Orange County, Florida is $358,300. This is 27% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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