New York Cost of Living
Housing costs and affordability data for 62 counties.
Average Monthly Rent
$1,168/mo
Average Home Value
$281,200
Average Owner Cost
$1,352/mo
County cost atlas
New York housing costs by county
Compare rent, entry-price context, owner costs, and cost score in one state view. Pin a county, switch layers, then open the full county profile when a place needs closer review.
Counties
62
Avg rent
$1,168/mo
Owner cost
$1,352/mo
Avg score
27.9
Higher means lower cost pressure
Atlas layers use U.S. Census Bureau ACS 2020-2024 5-Year Estimates. Rent, owner cost, and home value are county medians. Cost score rewards lower rent and lower owner costs, but affordability still depends on income, household size, commute, debt, and personal finances. Use this as decision context, not personalized financial advice.
State Cost Summary
Use these state averages as a starting point, then scan the atlas and rankings for the county-level spread behind them.
Housing Costs in New York: An Overview
The unweighted mean of county median rents in New York is $1,168 per month, which is 17% below the national ACS median of $1,413. This gives every county equal weight and is not an official statewide median.
Within New York, housing costs vary significantly by county. Suffolk County has the highest median rent in this dataset at $2,255 per month and a median home value of $578,400. Allegany County has the lowest reported median rent at $763 per month and a median home value of $101,700.
The unweighted mean of county median home values in New York is $281,200, 15% lower than the national ACS median of $332,700. The unweighted mean of county median household incomes is $77,785; neither figure is a household-weighted statewide estimate.
Before comparing places in New York, start with the county-level pattern. Costs can swing dramatically between rural and urban counties. Use the atlas, rankings, and county links below to compare rent, home values, owner costs, and rent burden before opening a specific county profile.
Distribution
Rent Distribution in New York
How median rents are spread across 62 counties
Highest Median Rent Counties
Lowest Median Rent Counties
All New York Counties
Sorted by median rent, highest first. A higher cost score means lower rent and owner cost pressure within the national scoring model.
| County | Median Rent | Home Value | Owner Cost | Cost Score | Rent/Income |
|---|---|---|---|---|---|
| Suffolk County | Over $1,500$2,255/mo | $578,400 | $2,584/mo | 0.6 | 34.5% |
| Nassau County | Over $1,500$2,252/mo | $684,700 | $2,988/mo | 0.3 | 32.6% |
| New York County | Over $1,500$2,197/mo | $1,090,500 | $2,886/mo | 0.5 | 29.1% |
| Queens County | Over $1,500$1,956/mo | $723,800 | $1,868/mo | 3.0 | 31.6% |
| Westchester County | Over $1,500$1,951/mo | $663,200 | $2,944/mo | 1.1 | 32.1% |
| Rockland County | Over $1,500$1,901/mo | $596,900 | $2,826/mo | 1.3 | 37.4% |
| Kings County | Over $1,500$1,833/mo | $905,000 | $2,261/mo | 2.2 | 30.5% |
| Putnam County | Over $1,500$1,775/mo | $471,300 | $2,442/mo | 2.3 | 37.3% |
| Richmond County | Over $1,500$1,733/mo | $675,500 | $2,283/mo | 2.9 | 33.7% |
| Orange County | Over $1,500$1,680/mo | $387,900 | $2,134/mo | 3.5 | 33.9% |
| Dutchess County | Over $1,500$1,582/mo | $400,600 | $1,967/mo | 5.0 | 31.4% |
| Bronx County | $1,000–$1,500$1,458/mo | $529,500 | $1,831/mo | 6.6 | 36.0% |
| Ulster County | $1,000–$1,500$1,425/mo | $352,500 | $1,638/mo | 8.6 | 34.8% |
| Tompkins County | $1,000–$1,500$1,411/mo | $290,900 | $1,407/mo | 11.2 | 34.5% |
| Saratoga County | $1,000–$1,500$1,394/mo | $348,600 | $1,543/mo | 9.7 | 26.6% |
| Albany County | $1,000–$1,500$1,313/mo | $294,600 | $1,520/mo | 11.3 | 28.7% |
| Columbia County | $1,000–$1,500$1,260/mo | $347,100 | $1,364/mo | 14.3 | 34.3% |
| Rensselaer County | $1,000–$1,500$1,217/mo | $258,400 | $1,440/mo | 13.9 | 28.9% |
| Jefferson County | $1,000–$1,500$1,213/mo | $188,200 | $1,096/mo | 21.4 | 29.2% |
| Schenectady County | $1,000–$1,500$1,194/mo | $235,700 | $1,471/mo | 14.1 | 32.1% |
| Monroe County | $1,000–$1,500$1,173/mo | $213,700 | $1,296/mo | 17.4 | 30.8% |
| Ontario County | $1,000–$1,500$1,150/mo | $222,900 | $1,248/mo | 19.0 | 28.2% |
| Onondaga County | $1,000–$1,500$1,108/mo | $200,200 | $1,249/mo | 20.2 | 30.2% |
| Sullivan County | $1,000–$1,500$1,106/mo | $249,000 | $1,239/mo | 20.5 | 29.0% |
| Warren County | $1,000–$1,500$1,105/mo | $267,400 | $1,342/mo | 18.7 | 29.0% |
| Erie County | $1,000–$1,500$1,090/mo | $233,800 | $1,141/mo | 23.6 | 30.2% |
| Chemung County | $1,000–$1,500$1,059/mo | $141,100 | $974/mo | 31.2 | 31.1% |
| Washington County | $1,000–$1,500$1,033/mo | $196,200 | $1,157/mo | 25.4 | 30.4% |
| Greene County | $1,000–$1,500$1,004/mo | $271,600 | $1,274/mo | 24.1 | 26.9% |
| Clinton County | $1,000–$1,500$1,003/mo | $180,600 | $1,039/mo | 31.0 | 28.0% |
| Otsego County | Under $1,000$987/mo | $179,100 | $1,010/mo | 33.0 | 27.4% |
| Cortland County | Under $1,000$984/mo | $162,100 | $1,089/mo | 30.2 | 30.3% |
| Oswego County | Under $1,000$967/mo | $151,700 | $1,080/mo | 31.4 | 30.5% |
| Seneca County | Under $1,000$957/mo | $155,400 | $1,033/mo | 34.0 | 26.9% |
| Oneida County | Under $1,000$944/mo | $182,600 | $1,006/mo | 35.7 | 28.1% |
| Cayuga County | Under $1,000$942/mo | $171,000 | $1,062/mo | 33.8 | 30.0% |
| Broome County | Under $1,000$941/mo | $154,900 | $1,007/mo | 35.9 | 30.3% |
| Montgomery County | Under $1,000$940/mo | $157,500 | $1,043/mo | 34.7 | 28.4% |
| Wayne County | Under $1,000$938/mo | $170,000 | $1,148/mo | 31.1 | 27.2% |
| Essex County | Under $1,000$934/mo | $211,900 | $988/mo | 37.5 | 28.8% |
| Livingston County | Under $1,000$931/mo | $174,600 | $1,082/mo | 34.0 | 33.3% |
| Genesee County | Under $1,000$929/mo | $170,500 | $1,120/mo | 32.9 | 26.7% |
| Madison County | Under $1,000$928/mo | $184,600 | $1,126/mo | 32.6 | 28.3% |
| Tioga County | Under $1,000$928/mo | $160,800 | $1,009/mo | 37.0 | 30.6% |
| Fulton County | Under $1,000$912/mo | $163,100 | $977/mo | 39.8 | 25.0% |
| Hamilton County | Under $1,000$912/mo | $260,200 | $861/mo | 46.7 | 32.9% |
| Schoharie County | Under $1,000$909/mo | $192,500 | $990/mo | 39.5 | 29.0% |
| Niagara County | Under $1,000$899/mo | $189,800 | $1,027/mo | 38.9 | 29.4% |
| Schuyler County | Under $1,000$899/mo | $171,800 | $1,012/mo | 39.4 | 30.0% |
| Steuben County | Under $1,000$894/mo | $137,900 | $937/mo | 43.4 | 27.8% |
| Delaware County | Under $1,000$880/mo | $183,100 | $956/mo | 43.8 | 28.0% |
| Chenango County | Under $1,000$875/mo | $137,900 | $922/mo | 46.0 | 26.8% |
| Orleans County | Under $1,000$874/mo | $140,800 | $1,098/mo | 38.5 | 26.7% |
| Franklin County | Under $1,000$843/mo | $145,400 | $848/mo | 54.4 | 24.2% |
| Lewis County | Under $1,000$837/mo | $166,100 | $900/mo | 51.3 | 25.0% |
| Yates County | Under $1,000$834/mo | $184,700 | $963/mo | 48.3 | 24.2% |
| Herkimer County | Under $1,000$823/mo | $147,700 | $894/mo | 53.3 | 26.7% |
| St. Lawrence County | Under $1,000$818/mo | $121,900 | $876/mo | 55.2 | 30.3% |
| Chautauqua County | Under $1,000$812/mo | $127,900 | $808/mo | 60.5 | 29.7% |
| Wyoming County | Under $1,000$802/mo | $162,300 | $914/mo | 54.3 | 25.8% |
| Cattaraugus County | Under $1,000$770/mo | $113,100 | $782/mo | 67.6 | 27.9% |
| Allegany County | Under $1,000$763/mo | $101,700 | $777/mo | 68.8 | 28.1% |
Compare New York to Other States
See how New York counties stack up against counties in other states. Compare rent, home values, and affordability side by side.
Start a ComparisonFrequently Asked Questions About New York Housing Costs
Which New York county has the lowest median rent?
Which New York county has the highest median rent?
How does New York's cost of living compare to the national average?
What is the unweighted county-mean home value in New York?
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Compare Moving QuotesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.