Cost of Living in Livingston County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Livingston County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Livingston County ranks #2,141 of 3,142 counties for affordability (bottom 32%)
Sourced county brief
Livingston County Official GRAPI Higher Than State Unweighted County Mean
In Livingston County, the official GRAPI was 33.3%, a figure that is 3.5 percentage points above the New York unweighted county mean of 29.8%. The median gross rent was $931 per month, which is lower than the state unweighted county mean of $1,168. Renter households in the county had a median income of $37,321. Regarding owner-occupied units, the median home value was $174,600 and the median monthly owner cost was $1,082. These both fall below the respective state unweighted county means of $281,200 and $1,352. The rentToIncomePct of 33.3% is the official ACS B25071 GRAPI estimate for the county. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Livingston County
Affordability Verdict
ACS B25071 estimates median gross rent at 33.3% of renter household income in Livingston County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $931 per month; median selected monthly owner costs are $1,082. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New York unweighted mean of county median rents is $1,168 per month. Livingston County's $931 median is 20.3% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Livingston County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,727
per month
Owner Cost Burden
17.5%
of gross income
You can likely afford the median home in Livingston County
Median home value is $174,600. Estimated monthly cost: $1,394 vs. your max of $1,727.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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