Cost of Living in Tioga County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Tioga County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Tioga County, New York
Tioga excels at housing affordability
Tioga County residents enjoy a rent-to-income ratio of just 15.3%—among the best in America—despite median income of $71,791 sitting below the national average of $74,755. At $914 per month, median rent combined with modest household earnings creates exceptional affordability.
Top-tier affordability within New York
Tioga County ranks as one of New York's most affordable counties, with a 15.3% rent-to-income ratio beating the statewide 17.6% average by 2.3 percentage points. The $914 median rent is $219 below New York's typical, positioning Tioga as a standout value in an expensive state.
Among the cheapest in upstate cluster
Tioga County's $914 rent ranks second-lowest among our upstate peer group, surpassed only by St. Lawrence ($799) and undercutting Seneca ($925) and Steuben ($878). Its 15.3% rent-to-income ratio ties it with St. Lawrence as the region's best affordability story.
Minimal burden across housing options
Monthly rent is $914 while homeownership costs $1,017—nearly identical, indicating a balanced market where renters and buyers face similar burden. The median household income of $71,791 means renters spend just 15.3% of earnings on housing, among the lowest percentages in our comparison.
Tioga County: Upstate value champion
Tioga County delivers some of New York's best housing affordability, with sub-$915 rents and $153,000 median homes attracting budget-conscious relocators. Compare this 15.3% rent-to-income ratio against Tompkins (22.6%) or Suffolk (20.5%) to see how much your budget stretches in this underrated county.
Affordability Calculator
See how your income compares to housing costs in Tioga County
Rent Burden
15.3%
of gross income
Max Housing (28% Rule)
$1,675
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Tioga County
Median home value is $153,200. Estimated monthly cost: $1,223 vs. your max of $1,675.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.