Cost of Living in Greene County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Greene County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Greene County ranks #1,406 of 3,144 counties for affordability (top 45%)
Data Story
About Cost of Living in Greene County, New York
Greene County affordability holds strong
Greene County residents spend 16.1% of income on rent, beating New York's state average of 17.6% and matching the national trend. At median household income of $74,011 and median rent of $993 monthly, the county offers accessible housing across income levels.
Solid performance statewide
Greene County's median rent of $993 undercuts New York's state average of $1,133, while the 16.1% rent-to-income ratio places it comfortably in the state's affordable middle. The county combines near-national-median income with below-state-average rents.
Premium pricing in the region
Greene County's $993 rent is the highest among immediate upstate neighbors, though its 16.1% rent-to-income ratio remains competitive. The county's median home value of $248,300 reflects stronger property values than Franklin, Fulton, and Genesee counties, attracting different buyer profiles.
Housing consumes moderate share
Greene County households earning median income of $74,011 annually spend $993 on rent, taking up 16% of gross income. Homebuyers navigate a median monthly owner cost of $1,261 and median home value of $248,300, positioning the county as more upscale than neighboring alternatives.
Greene for established homebuyers
Greene County appeals to relocators seeking upstate character with stronger property values—median homes cost $248,300 versus $128,600 in Franklin County. At 16.1% rent-to-income, the county delivers affordability for renters while offering premium real estate options for buyers.
Cost of Living Advisory: Greene County
Affordability Verdict
Greene County offers affordable rental housing at a median of $993/month — about 16.1% of the typical household income here.
Rent vs. Own
At $993/month rent versus $1,261/month in owner costs, renting is roughly $268/month cheaper — a 21% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,720/year. For owner costs at the 28% rule, the required income is roughly $54,043/year. With a median household income of $74,011, most households can comfortably afford rent here. Notably, 28.0% of renter households in Greene County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Otsego County where rent averages $942/month, Greene County is approximately 5% more expensive.
Affordability Calculator
See how your income compares to housing costs in Greene County
Rent Burden
16.1%
of gross income
Max Housing (28% Rule)
$1,727
per month
Owner Cost Burden
20.4%
of gross income
The median home in Greene County may be a stretch
Median home value is $248,300. Estimated monthly cost: $1,982 vs. your max of $1,727.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Greene County, New York?
What is the median rent in Greene County?
Is Greene County affordable?
How does Greene County's rent compare to the state average?
What is the median home value in Greene County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Greene County, New York? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Greene County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.