CostBy County

Cost of Living in St. Lawrence County, New York

$818/mo
Median Monthly Rent
$121,900
Median Home Value

At a Glance

Median Monthly Rent
$818/mo
30% below state average
Median Home Value
$121,900
63% below national
Census GRAPI
30.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How St. Lawrence County Compares

Median monthly rent comparison

St. Lawrence County$818/mo
New York Average$1,168/mo
National Median$1,413/mo

Detailed Housing Stats

$818/mo
Median Gross Rent
$121,900
Median Home Value
$876/mo
Monthly Owner Cost
30.3%
Census GRAPI

National Ranking

Affordability Rank

St. Lawrence County ranks #1,468 of 3,142 counties for affordability (top 47%)

Most AffordableLeast Affordable

Sourced county brief

St. Lawrence County Median Home Value Estimated at $121,900

The median home value in St. Lawrence County is $121,900, which is $159,300 below the New York unweighted county mean of $281,200. Median gross rent in the county was estimated at $818 per month, while the state unweighted county mean for rent is $1,168. The official B25071 Gross Rent as a Percentage of Household Income (GRAPI) is 30.3%, which differs from the state unweighted county mean of 29.8% by 0.5 percentage points. Median selected monthly owner costs for all owner-occupied units are $876, lower than the state unweighted county mean of $1,352. The median renter-household income is $29,658 according to ACS data. These statistics provide a snapshot of housing costs and income within the county during the 2020-2024 period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: St. Lawrence County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.3% of renter household income in St. Lawrence County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $818 per month; median selected monthly owner costs are $876. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $32,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The New York unweighted mean of county median rents is $1,168 per month. St. Lawrence County's $818 median is 30.0% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in St. Lawrence County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,467

per month

Owner Cost Burden

16.7%

of gross income

You can likely afford the median home in St. Lawrence County

Median home value is $121,900. Estimated monthly cost: $973 vs. your max of $1,467.

Rent Affordability Guide

Your entered rent as a share of entered income15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,850Needed: $32,720
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,850Needed: $37,543
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,850Needed: $28,369

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in St. Lawrence County, New York?
St. Lawrence County, New York has a median monthly rent of $818/mo and a median home value of $121,900. The affordability rating is Stretched, with median gross rent equal to approximately 30.3% of renter household income.
What is the median rent in St. Lawrence County?
The median gross rent in St. Lawrence County is $818/mo. This is 30% below state average for New York.
Is St. Lawrence County affordable?
St. Lawrence County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.3%. Median gross rent is 30–50% of renter household income.
How does St. Lawrence County's rent compare to the state average?
St. Lawrence County's median rent of $818/mo is 30% below state average of $1,168/mo for New York.
What is the median home value in St. Lawrence County?
The median home value in St. Lawrence County, New York is $121,900. This is 63% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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