Cost of Living in Cattaraugus County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cattaraugus County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cattaraugus County ranks #967 of 3,142 counties for affordability (top 31%)
Sourced county brief
Cattaraugus County Median Renter Income Estimated at $34,273
Median renter-household income in Cattaraugus County was $34,273 during the period. In terms of housing expenses, the median gross rent was estimated at $770 per month, which is $398 below the New York unweighted county mean of $1,168. The official median gross rent as a percentage of household income (GRAPI), as reported in ACS table B25071, was 27.9%. This official percentage is 1.9 percentage points lower than the state unweighted county mean of 29.8%. For those who own their homes, the median home value was $113,100, while the state unweighted county mean was $281,200. Median selected monthly owner costs for all owner-occupied units were $782, which is below the unweighted county mean of $1,352. These statistics are derived from the 2020-2024 American Community Survey and provide a snapshot of the housing environment for renters and owners. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cattaraugus County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.9% of renter household income in Cattaraugus County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $770 per month; median selected monthly owner costs are $782. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,800 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New York unweighted mean of county median rents is $1,168 per month. Cattaraugus County's $770 median is 34.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cattaraugus County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,389
per month
Owner Cost Burden
15.8%
of gross income
You can likely afford the median home in Cattaraugus County
Median home value is $113,100. Estimated monthly cost: $903 vs. your max of $1,389.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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