Cost of Living in Cattaraugus County, New York

$759/mo

Median Monthly Rent

$109,400

Median Home Value

33% below state averageUnaffordable

At a Glance

Median Monthly Rent

$759/mo

33% below state average

Median Home Value

$109,400

61% below national

Rent-to-Income Ratio

28.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Cattaraugus County Compares

Median monthly rent comparison

Cattaraugus County$759/mo

New York Average$1,133/mo

National Median$1,163/mo

Detailed Housing Stats

$759/mo

Median Gross Rent

$109,400

Median Home Value

$767/mo

Monthly Owner Cost

28.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Cattaraugus County, New York

Cattaraugus beats affordability benchmarks

Cattaraugus County residents spend just 15.6% of income on rent, well below the national average of 17.0%, despite a median household income of $58,248 that trails the national median by $16,507. The county's exceptional housing costs mean residents retain more income for savings and essentials.

Affordable among New York counties

Cattaraugus County ranks among New York's most affordable regions, with a rent-to-income ratio of 15.6%—below the state average of 17.6%. At $759 monthly, median rent costs $374 less than the state median, placing it in the county's affordability sweet spot.

Rural west NY affordability cluster

Cattaraugus rents of $759 are nearly identical to Allegany County ($754) and substantially cheaper than Chautauqua ($797), positioning the county within western New York's affordability corridor. Home values under $110,000 compete with the region's least expensive markets for genuine starter-home accessibility.

Income stretches across essentials

Renters dedicate just 15.6% of the $58,248 median income to $759 monthly rent, while homeowners spend 15.8% on ownership ($767/month). This leaves approximately 84% of household income for all other expenses—a luxury rare in high-cost regions.

Rural charm meets true affordability

If you prioritize affordability above urban amenities, Cattaraugus County delivers authentic rural living at genuine working-class prices—rent and home values that won't consume your paycheck. Homebuyers can achieve ownership for under $110,000; renters enjoy more breathing room than nearly any comparable U.S. county.

Affordability Calculator

See how your income compares to housing costs in Cattaraugus County

Your Annual Household Income

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,359

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in Cattaraugus County

Median home value is $109,400. Estimated monthly cost: $873 vs. your max of $1,359.

Rent Affordability Guide

Your rent-to-income ratio15.6%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cattaraugus County, New York?

Cattaraugus County, New York has a median monthly rent of $759/mo and a median home value of $109,400. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.

What is the median rent in Cattaraugus County?

The median gross rent in Cattaraugus County is $759/mo. This is 33% below state average for New York.

Is Cattaraugus County affordable?

Cattaraugus County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Cattaraugus County's rent compare to the state average?

Cattaraugus County's median rent of $759/mo is 33% below state average of $1,133/mo for New York.

What is the median home value in Cattaraugus County?

The median home value in Cattaraugus County, New York is $109,400. This is 61% below the national median home value of $281,900.