Cost of Living in Oneida County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Oneida County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oneida County ranks #2,089 of 3,142 counties for affordability (bottom 34%)
Sourced county brief
Oneida County Median Gross Rent Percentage Reaches 28.1%
The official Gross Rent as a Percentage of Household Income (GRAPI) in Oneida County is 28.1%. This figure is 1.7 percentage points below the New York state unweighted county mean GRAPI of 29.8%. According to the 2020-2024 ACS 5-Year Estimates, the median gross rent for the county is $944 per month, while the state unweighted county mean rent is $1,168. Homeowners in the county face a median selected monthly owner cost of $1,006, which is below the state unweighted county mean of $1,352. The median home value is recorded at $182,600, compared to a state unweighted county mean of $281,200. For renter-occupied units, the median household income is $38,469. These statistics provide a snapshot of housing costs and income within the county during the five-year reporting period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Oneida County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.1% of renter household income in Oneida County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $944 per month; median selected monthly owner costs are $1,006. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New York unweighted mean of county median rents is $1,168 per month. Oneida County's $944 median is 19.2% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Oneida County
Rent Burden
16.1%
of gross income
Max Housing (28% Rule)
$1,637
per month
Owner Cost Burden
17.2%
of gross income
You can likely afford the median home in Oneida County
Median home value is $182,600. Estimated monthly cost: $1,458 vs. your max of $1,637.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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