Cost of Living in Yates County, New York

$802/mo
Median Monthly Rent
$178,000
Median Home Value

At a Glance

Median Monthly Rent
$802/mo
29% below state average
Median Home Value
$178,000
37% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Yates County Compares

Median monthly rent comparison

Yates County$802/mo
New York Average$1,133/mo
National Median$1,163/mo

Detailed Housing Stats

$802/mo
Median Gross Rent
$178,000
Median Home Value
$997/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Yates County ranks #1,476 of 3,144 counties for affordability (top 47%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Yates County, New York

Yates County Offers Solid National Affordability

Yates County's 14.3% rent-to-income ratio sits comfortably below the national average, meaning residents spend notably less on rent than typical Americans. With median rent of just $802 monthly and a median household income of $67,521, Yates delivers honest affordability for budget-conscious households.

Among New York's Most Affordable Counties

Yates ranks third statewide for affordability with a 14.3% rent-to-income ratio significantly below New York's 17.6% average. At $802 monthly, rent runs $331 cheaper than the state average, establishing Yates as a clear value leader in the state's housing market.

Competitive Southern Tier Pricing

Yates' $802 rent nearly ties Wyoming County's $782 as the cheapest in the region, with both dramatically undercut the northern counties: Wayne ($929), Washington ($1,000), Warren ($1,089). Westchester's $1,876 makes the north-south housing divide starkly apparent.

Renters and Owners Both Benefit

Renters commit just 14.3% of their $67,521 income to $802 monthly rent, while owners spend $997 monthly on homes averaging $178,000. Yates offers genuine affordability for both housing paths against modest regional incomes.

Strong Value in Finger Lakes Country

Yates County combines Southern Tier affordability with Finger Lakes character, delivering a 14.3% rent-to-income ratio and $802 monthly rent among the state's best. If you're seeking rural New York living with serious housing value, Yates deserves consideration alongside neighboring Wyoming and Wayne counties.

Cost of Living Advisory: Yates County

Affordability Verdict

Yates County is affordable for renters, with a median gross rent of $802/month representing approximately 14.3% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

Renters in Yates County pay $802/month on average, compared to $997/month for homeowners. This market favors renters by about 20%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,080/year. For owner costs at the 28% rule, the required income is roughly $42,729/year. With a median household income of $67,521, most households can comfortably afford rent here. Notably, 25.0% of renter households in Yates County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Schuyler County where rent averages $858/month, Yates County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Yates County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,575

per month

Owner Cost Burden

17.7%

of gross income

You can likely afford the median home in Yates County

Median home value is $178,000. Estimated monthly cost: $1,421 vs. your max of $1,575.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,521Needed: $32,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,521Needed: $42,729
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,521Needed: $41,425

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Yates County, New York?
Yates County, New York has a median monthly rent of $802/mo and a median home value of $178,000. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Yates County?
The median gross rent in Yates County is $802/mo. This is 29% below state average for New York.
Is Yates County affordable?
Yates County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Yates County's rent compare to the state average?
Yates County's median rent of $802/mo is 29% below state average of $1,133/mo for New York.
What is the median home value in Yates County?
The median home value in Yates County, New York is $178,000. This is 37% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Yates County, New York? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Yates County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.