Cost of Living in Yates County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Yates County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Yates County ranks #1,476 of 3,144 counties for affordability (top 47%)
Data Story
About Cost of Living in Yates County, New York
Yates County Offers Solid National Affordability
Yates County's 14.3% rent-to-income ratio sits comfortably below the national average, meaning residents spend notably less on rent than typical Americans. With median rent of just $802 monthly and a median household income of $67,521, Yates delivers honest affordability for budget-conscious households.
Among New York's Most Affordable Counties
Yates ranks third statewide for affordability with a 14.3% rent-to-income ratio significantly below New York's 17.6% average. At $802 monthly, rent runs $331 cheaper than the state average, establishing Yates as a clear value leader in the state's housing market.
Competitive Southern Tier Pricing
Yates' $802 rent nearly ties Wyoming County's $782 as the cheapest in the region, with both dramatically undercut the northern counties: Wayne ($929), Washington ($1,000), Warren ($1,089). Westchester's $1,876 makes the north-south housing divide starkly apparent.
Renters and Owners Both Benefit
Renters commit just 14.3% of their $67,521 income to $802 monthly rent, while owners spend $997 monthly on homes averaging $178,000. Yates offers genuine affordability for both housing paths against modest regional incomes.
Strong Value in Finger Lakes Country
Yates County combines Southern Tier affordability with Finger Lakes character, delivering a 14.3% rent-to-income ratio and $802 monthly rent among the state's best. If you're seeking rural New York living with serious housing value, Yates deserves consideration alongside neighboring Wyoming and Wayne counties.
Cost of Living Advisory: Yates County
Affordability Verdict
Yates County is affordable for renters, with a median gross rent of $802/month representing approximately 14.3% of median household income. The rent burden (GRAPI) stands at 25.0%.
Rent vs. Own
Renters in Yates County pay $802/month on average, compared to $997/month for homeowners. This market favors renters by about 20%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,080/year. For owner costs at the 28% rule, the required income is roughly $42,729/year. With a median household income of $67,521, most households can comfortably afford rent here. Notably, 25.0% of renter households in Yates County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Schuyler County where rent averages $858/month, Yates County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in Yates County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,575
per month
Owner Cost Burden
17.7%
of gross income
You can likely afford the median home in Yates County
Median home value is $178,000. Estimated monthly cost: $1,421 vs. your max of $1,575.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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