Cost of Living in Delaware County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Delaware County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Delaware County ranks #1,851 of 3,142 counties for affordability (bottom 41%)
Sourced county brief
Renter Median Income in Delaware County is $35,756
Median renter-household income in Delaware County was estimated at $35,756 per year based on 2020-2024 ACS 5-year data. The official median gross rent as a percentage of household income (GRAPI) was 28.0% for the county, which is 1.8 percentage points lower than the New York unweighted county mean official GRAPI of 29.8%. The median gross rent was $880 per month, or $288 less than the state unweighted county mean of $1,168. For owner-occupied units, the median home value was $183,100, which is $98,100 below the state unweighted county mean of $281,200. Median selected monthly owner costs for all owner households were $956, compared to the New York unweighted county mean of $1,352. The median income for all households in the county was $63,337. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Delaware County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.0% of renter household income in Delaware County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $880 per month; median selected monthly owner costs are $956. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $35,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New York unweighted mean of county median rents is $1,168 per month. Delaware County's $880 median is 24.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Delaware County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,478
per month
Owner Cost Burden
18.1%
of gross income
You can likely afford the median home in Delaware County
Median home value is $183,100. Estimated monthly cost: $1,462 vs. your max of $1,478.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Delaware County, New York?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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