Cost of Living in Delaware County, New York

$848/mo

Median Monthly Rent

$176,200

Median Home Value

25% below state averageUnaffordable

At a Glance

Median Monthly Rent

$848/mo

25% below state average

Median Home Value

$176,200

37% below national

Rent-to-Income Ratio

29.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Delaware County Compares

Median monthly rent comparison

Delaware County$848/mo

New York Average$1,133/mo

National Median$1,163/mo

Detailed Housing Stats

$848/mo

Median Gross Rent

$176,200

Median Home Value

$944/mo

Monthly Owner Cost

29.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Delaware County, New York

Delaware stretches dollars furthest

Delaware County's 16.9% rent-to-income ratio ranks among New York's most affordable despite a median income of $60,226. At $848 monthly, rents remain 50% below the national average, delivering exceptional value for budget-conscious renters.

Second-most affordable statewide

Delaware's 16.9% rent-to-income ratio sits comfortably below New York's 17.6% average, with median rents of $848—$285 cheaper than the state median. Few New York counties deliver comparable affordability.

Cheapest rents in the upstate cluster

Delaware's $848 rent ranks among the lowest in this eight-county survey, beaten only by Chenango County at $819. Median home values of $176,200 remain modest, keeping both rental and ownership markets equally accessible.

Exceptional affordability on tight budget

Delaware residents earning just $60,226 spend only $848 on rent—just 16.9% of income—thanks to modest regional pricing. Homeowners pay $944 monthly, or 18.8% of income, meaning both renters and buyers achieve genuine financial breathing room.

Maximum affordability in rural New York

Delaware delivers New York's best cost-of-living value for families earning under $65,000, with rents under $850 and home values under $180,000. If maximizing your paycheck's purchasing power matters, Delaware's 16.9% rent ratio is tough to beat statewide.

Affordability Calculator

See how your income compares to housing costs in Delaware County

Your Annual Household Income

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,405

per month

Owner Cost Burden

18.8%

of gross income

The median home in Delaware County may be a stretch

Median home value is $176,200. Estimated monthly cost: $1,407 vs. your max of $1,405.

Rent Affordability Guide

Your rent-to-income ratio16.9%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Delaware County, New York?

Delaware County, New York has a median monthly rent of $848/mo and a median home value of $176,200. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.

What is the median rent in Delaware County?

The median gross rent in Delaware County is $848/mo. This is 25% below state average for New York.

Is Delaware County affordable?

Delaware County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Delaware County's rent compare to the state average?

Delaware County's median rent of $848/mo is 25% below state average of $1,133/mo for New York.

What is the median home value in Delaware County?

The median home value in Delaware County, New York is $176,200. This is 37% below the national median home value of $281,900.