Cost of Living in Steuben County, New York

$878/mo

Median Monthly Rent

$128,600

Median Home Value

23% below state averageUnaffordable

At a Glance

Median Monthly Rent

$878/mo

23% below state average

Median Home Value

$128,600

54% below national

Rent-to-Income Ratio

27.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Steuben County Compares

Median monthly rent comparison

Steuben County$878/mo

New York Average$1,133/mo

National Median$1,163/mo

Detailed Housing Stats

$878/mo

Median Gross Rent

$128,600

Median Home Value

$924/mo

Monthly Owner Cost

27.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Steuben County, New York

Steuben rents stay below national norm

Steuben County's rent-to-income ratio of 16.3% sits below the national average, indicating residents spend less of their income on housing than typical U.S. households. With median rent at $878 and household income of $64,740—roughly 13% below the national median—this county delivers solid affordability.

Below-average housing burden in New York

Steuben County's 16.3% rent-to-income ratio beats New York's statewide average of 17.6%, positioning it among the more affordable counties in the state. The $878 median rent costs $255 less than the state typical, a meaningful difference for household budgets.

Middle ground among upstate peers

Steuben County's $878 rent falls between Tioga ($914) and St. Lawrence ($799), making it a moderate-cost option in the upstate cluster. Its 16.3% rent-to-income ratio compares favorably to Seneca (16.8%) and Tioga (15.3%), reflecting consistent regional affordability.

Balanced costs for renters and owners

Monthly rent averages $878 while homeownership costs $924—remarkably similar figures reflecting an accessible market for both paths. A median household income of $64,740 means residents dedicate about 16% of earnings to rent, leaving ample room for savings and living expenses.

Stable affordability in Steuben County

Steuben County combines sub-$900 median rent with a $129,000 median home value, making it accessible for both renters and first-time buyers. If you're relocating from higher-cost New York regions, this county offers 22% cheaper rent than the state average while maintaining competitive ownership costs.

Affordability Calculator

See how your income compares to housing costs in Steuben County

Your Annual Household Income

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,511

per month

Owner Cost Burden

17.1%

of gross income

You can likely afford the median home in Steuben County

Median home value is $128,600. Estimated monthly cost: $1,027 vs. your max of $1,511.

Rent Affordability Guide

Your rent-to-income ratio16.3%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Steuben County, New York?

Steuben County, New York has a median monthly rent of $878/mo and a median home value of $128,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.

What is the median rent in Steuben County?

The median gross rent in Steuben County is $878/mo. This is 23% below state average for New York.

Is Steuben County affordable?

Steuben County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Steuben County's rent compare to the state average?

Steuben County's median rent of $878/mo is 23% below state average of $1,133/mo for New York.

What is the median home value in Steuben County?

The median home value in Steuben County, New York is $128,600. This is 54% below the national median home value of $281,900.