Cost of Living in Dutchess County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Dutchess County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Dutchess County ranks #3,002 of 3,142 counties for affordability (bottom 4%)
Sourced county brief
Dutchess County Median Owner Costs Reach $1,967 Per Month
Median selected monthly owner costs for all owner-occupied units in Dutchess County were $1,967 according to the 2020-2024 ACS estimates. This cost is $615 above the New York unweighted county mean of $1,352. The median home value in the county was $400,600, which is $119,400 higher than the state unweighted county mean of $281,200. For renters, the median gross rent was $1,582 per month, exceeding the state unweighted county mean of $1,168 by $414. The official median gross rent as a percentage of household income (GRAPI) was 31.4%, or 1.6 percentage points above the New York unweighted county mean official GRAPI of 29.8%. The median renter-household income was recorded at $58,654, while the overall median household income was $99,478. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Dutchess County
Affordability Verdict
ACS B25071 estimates median gross rent at 31.4% of renter household income in Dutchess County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,582 per month; median selected monthly owner costs are $1,967. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $63,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New York unweighted mean of county median rents is $1,168 per month. Dutchess County's $1,582 median is 35.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Dutchess County
Rent Burden
19.1%
of gross income
Max Housing (28% Rule)
$2,321
per month
Owner Cost Burden
23.7%
of gross income
The median home in Dutchess County may be a stretch
Median home value is $400,600. Estimated monthly cost: $3,198 vs. your max of $2,321.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Dutchess County, New York?
What is the median rent in Dutchess County?
Is Dutchess County affordable?
How does Dutchess County's rent compare to the state average?
What is the median home value in Dutchess County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Dutchess County, New York? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Dutchess County
Whether you're buying in Dutchess County, New York, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.