Cost of Living in Ontario County, New York

$1,126/mo

Median Monthly Rent

$202,900

Median Home Value

1% below state averageUnaffordable

At a Glance

Median Monthly Rent

$1,126/mo

1% below state average

Median Home Value

$202,900

28% below national

Rent-to-Income Ratio

27.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Ontario County Compares

Median monthly rent comparison

Ontario County$1,126/mo

New York Average$1,133/mo

National Median$1,163/mo

Detailed Housing Stats

$1,126/mo

Median Gross Rent

$202,900

Median Home Value

$1,199/mo

Monthly Owner Cost

27.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Ontario County, New York

Ontario's rent ratio stays below national stress

Ontario County residents spend 16.9% of their income on rent, well below the national affordability crisis threshold and among the healthiest ratios statewide. With a median household income of $79,814—higher than the national average—Ontario residents have solid earning power relative to housing costs.

One of New York's more affordable options

Ontario County's 16.9% rent-to-income ratio outperforms the state average of 17.6%, positioning it among New York's more livable housing markets. The median rent of $1,126 sits modestly above the state average, reflecting a slight price premium justified by better incomes and affordability metrics.

Ontario leads region in balanced affordability

Ontario's $1,126 rent ranks between Onondaga ($1,067) and the costlier Putnam County markets, while its 16.9% rent-to-income ratio beats the state average. The county offers higher earning potential than Oneida or Oswego while maintaining comparable affordability to its regional peers.

Strong incomes offset slightly higher rents

Ontario households earn $79,814 annually—$5,059 above the national median—while paying $1,126 in rent, resulting in a healthy 16.9% housing-cost ratio. Owner costs of $1,199 per month remain manageable relative to this county's stronger wage base.

Ontario rewards higher earners seeking value

If your household income exceeds state medians, Ontario County delivers strong affordability with above-average earnings and rent-to-income ratios better than the state. The combination of $79,814 median income and 16.9% rent burden makes it an attractive alternative to pricier downstate counties.

Affordability Calculator

See how your income compares to housing costs in Ontario County

Your Annual Household Income

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,862

per month

Owner Cost Burden

18.0%

of gross income

You can likely afford the median home in Ontario County

Median home value is $202,900. Estimated monthly cost: $1,620 vs. your max of $1,862.

Rent Affordability Guide

Your rent-to-income ratio16.9%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Ontario County, New York?

Ontario County, New York has a median monthly rent of $1,126/mo and a median home value of $202,900. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.

What is the median rent in Ontario County?

The median gross rent in Ontario County is $1,126/mo. This is 1% below state average for New York.

Is Ontario County affordable?

Ontario County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Ontario County's rent compare to the state average?

Ontario County's median rent of $1,126/mo is 1% below state average of $1,133/mo for New York.

What is the median home value in Ontario County?

The median home value in Ontario County, New York is $202,900. This is 28% below the national median home value of $281,900.