Cost of Living in Ontario County, New York
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Ontario County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ontario County ranks #2,574 of 3,142 counties for affordability (bottom 18%)
Sourced county brief
Ontario County Median Renter Household Income Recorded at $54,039
The median renter-household income in Ontario County is $54,039. This figure accompanies a median gross rent of $1,150 per month, which is slightly below the New York state unweighted county mean rent of $1,168. The official Gross Rent as a Percentage of Household Income (GRAPI) in the county is 28.2%. This percentage is 1.6 percentage points lower than the state unweighted county mean GRAPI of 29.8%. The median home value in Ontario County is $222,900, while the state unweighted county mean home value is $281,200. Additionally, the median selected monthly owner cost is $1,248, which is lower than the state unweighted county mean of $1,352. These figures represent snapshots from the 2020-2024 ACS 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Ontario County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.2% of renter household income in Ontario County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,150 per month; median selected monthly owner costs are $1,248. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $46,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New York unweighted mean of county median rents is $1,168 per month. Ontario County's $1,150 median is 1.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Ontario County
Rent Burden
16.8%
of gross income
Max Housing (28% Rule)
$1,921
per month
Owner Cost Burden
18.2%
of gross income
You can likely afford the median home in Ontario County
Median home value is $222,900. Estimated monthly cost: $1,779 vs. your max of $1,921.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Ontario County, New York?
What is the median rent in Ontario County?
Is Ontario County affordable?
How does Ontario County's rent compare to the state average?
What is the median home value in Ontario County?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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