Cost of Living in Buena Vista County, Iowa

$835/mo
Median Monthly Rent
$146,900
Median Home Value

At a Glance

Median Monthly Rent
$835/mo
3% above state average
Median Home Value
$146,900
48% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Buena Vista County Compares

Median monthly rent comparison

Buena Vista County$835/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$835/mo
Median Gross Rent
$146,900
Median Home Value
$879/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Buena Vista County ranks #1,929 of 3,144 counties for affordability (bottom 39%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Buena Vista County, Iowa

Buena Vista struggles with affordability

At 15.1%, Buena Vista County's rent-to-income ratio exceeds both the national average and Iowa's 14.1% state norm, signaling tighter housing affordability for renters. The county's lower median income of $66,564—about $8,200 below the national average—compounds the challenge.

Buena Vista among Iowa's least affordable

Buena Vista County ranks below average statewide, with a 15.1% rent-to-income ratio that places it among the counties where housing consumes the largest share of household income. Only a handful of Iowa counties face greater affordability pressures.

Higher rents with lower income

Buena Vista's $835 monthly rent is second-highest in its cluster, but the real problem is the $66,564 median income—the lowest in this group. Neighboring Calhoun County ($690 rent, $66,875 income) and Carroll County ($722 rent, $68,528 income) both offer relief.

Housing takes biggest bite here

Renters spend $835 monthly while owners pay $879, with median home values of $146,900 backed by just $66,564 in household income. At 15.1% of earnings, rent leaves households less cushion than almost anywhere else in the state.

Weigh affordability carefully in Buena Vista

If considering Buena Vista County, understand that housing costs will claim more of your paycheck than state and national averages—the 15.1% rent-to-income ratio is a warning sign. Explore neighboring Calhoun or Carroll counties for meaningfully better affordability.

Cost of Living Advisory: Buena Vista County

Affordability Verdict

Buena Vista County is affordable for renters, with a median gross rent of $835/month representing approximately 15.1% of median household income. The rent burden (GRAPI) stands at 21.0%.

Rent vs. Own

Renters in Buena Vista County pay $835/month on average, compared to $879/month for homeowners. This market favors renters by about 5%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,400/year. For owner costs at the 28% rule, the required income is roughly $37,671/year. With a median household income of $66,564, most households can comfortably afford rent here. Notably, 21.0% of renter households in Buena Vista County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Buena Vista County sits 7% more expensive than Hancock County ($784/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Buena Vista County

$

Rent Burden

15.1%

of gross income

Max Housing (28% Rule)

$1,553

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in Buena Vista County

Median home value is $146,900. Estimated monthly cost: $1,173 vs. your max of $1,553.

Rent Affordability Guide

Your rent-to-income ratio15.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,564Needed: $33,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,564Needed: $37,671
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,564Needed: $34,188

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Buena Vista County, Iowa?
Buena Vista County, Iowa has a median monthly rent of $835/mo and a median home value of $146,900. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Buena Vista County?
The median gross rent in Buena Vista County is $835/mo. This is 3% above state average for Iowa.
Is Buena Vista County affordable?
Buena Vista County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Buena Vista County's rent compare to the state average?
Buena Vista County's median rent of $835/mo is 3% above state average of $812/mo for Iowa.
What is the median home value in Buena Vista County?
The median home value in Buena Vista County, Iowa is $146,900. This is 48% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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