Cost of Living in Pottawatomie County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Pottawatomie County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pottawatomie County ranks #2,963 of 3,144 counties for affordability (bottom 6%)
Data Story
About Cost of Living in Pottawatomie County, Oklahoma
Pottawatomie County rents are very affordable
Pottawatomie County renters spend 17.1% of household income on rent, just above the affordability benchmark but reasonable given the county's strong median income of $60,828. This rate sits only 2.3 percentage points above the national average, making it one of the more affordable options in this county group.
Slightly above Oklahoma's affordability baseline
Pottawatomie County's 17.1% rent-to-income ratio sits marginally above Oklahoma's 17.0% state average, placing it essentially at the state norm. The county achieves this through moderate rent costs ($869) paired with solid household incomes ($60,828).
Competitive rents, good income support
Pottawatomie's $869 median rent ranks mid-range among these eight counties, while its $60,828 median income ranks second-highest, balancing costs and earning power effectively. Compared to Payne County's $922 rent on $48,937 income, Pottawatomie residents enjoy significantly lower affordability stress.
Strong affordability across both tenure types
Renters spend $869 monthly (17.1% of income) while homeowners invest $746, creating solid affordability margins for both groups. The median home value of $155,700 remains accessible for buyers earning near the county median, supporting the affordability story.
Pottawatomie offers strong balanced housing costs
If you're considering Pottawatomie County, the combination of moderate rents, reasonable home values, and above-average household income creates favorable conditions for both renters and buyers. Verify your household income aligns with or exceeds the $60,828 county median to ensure you'll enjoy similar affordability advantages.
Cost of Living Advisory: Pottawatomie County
Affordability Verdict
Pottawatomie County offers affordable rental housing at a median of $869/month — about 17.1% of the typical household income here.
Rent vs. Own
At $869/month rent versus $746/month in owner costs, owning is roughly $123/month cheaper — a 14% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,760/year. For owner costs at the 28% rule, the required income is roughly $31,971/year. With a median household income of $60,828, most households can comfortably afford rent here. Notably, 26.0% of renter households in Pottawatomie County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Pottawatomie County sits 6% less expensive than Payne County ($922/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Pottawatomie County
Rent Burden
17.1%
of gross income
Max Housing (28% Rule)
$1,419
per month
Owner Cost Burden
14.7%
of gross income
You can likely afford the median home in Pottawatomie County
Median home value is $155,700. Estimated monthly cost: $1,243 vs. your max of $1,419.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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