Cost of Living in Pottawatomie County, Oklahoma

$869/mo
Median Monthly Rent
$155,700
Median Home Value

At a Glance

Median Monthly Rent
$869/mo
7% above state average
Median Home Value
$155,700
45% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Pottawatomie County Compares

Median monthly rent comparison

Pottawatomie County$869/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$869/mo
Median Gross Rent
$155,700
Median Home Value
$746/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Pottawatomie County ranks #2,963 of 3,144 counties for affordability (bottom 6%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Pottawatomie County, Oklahoma

Pottawatomie County rents are very affordable

Pottawatomie County renters spend 17.1% of household income on rent, just above the affordability benchmark but reasonable given the county's strong median income of $60,828. This rate sits only 2.3 percentage points above the national average, making it one of the more affordable options in this county group.

Slightly above Oklahoma's affordability baseline

Pottawatomie County's 17.1% rent-to-income ratio sits marginally above Oklahoma's 17.0% state average, placing it essentially at the state norm. The county achieves this through moderate rent costs ($869) paired with solid household incomes ($60,828).

Competitive rents, good income support

Pottawatomie's $869 median rent ranks mid-range among these eight counties, while its $60,828 median income ranks second-highest, balancing costs and earning power effectively. Compared to Payne County's $922 rent on $48,937 income, Pottawatomie residents enjoy significantly lower affordability stress.

Strong affordability across both tenure types

Renters spend $869 monthly (17.1% of income) while homeowners invest $746, creating solid affordability margins for both groups. The median home value of $155,700 remains accessible for buyers earning near the county median, supporting the affordability story.

Pottawatomie offers strong balanced housing costs

If you're considering Pottawatomie County, the combination of moderate rents, reasonable home values, and above-average household income creates favorable conditions for both renters and buyers. Verify your household income aligns with or exceeds the $60,828 county median to ensure you'll enjoy similar affordability advantages.

Cost of Living Advisory: Pottawatomie County

Affordability Verdict

Pottawatomie County offers affordable rental housing at a median of $869/month — about 17.1% of the typical household income here.

Rent vs. Own

At $869/month rent versus $746/month in owner costs, owning is roughly $123/month cheaper — a 14% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,760/year. For owner costs at the 28% rule, the required income is roughly $31,971/year. With a median household income of $60,828, most households can comfortably afford rent here. Notably, 26.0% of renter households in Pottawatomie County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Pottawatomie County sits 6% less expensive than Payne County ($922/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Pottawatomie County

$

Rent Burden

17.1%

of gross income

Max Housing (28% Rule)

$1,419

per month

Owner Cost Burden

14.7%

of gross income

You can likely afford the median home in Pottawatomie County

Median home value is $155,700. Estimated monthly cost: $1,243 vs. your max of $1,419.

Rent Affordability Guide

Your rent-to-income ratio17.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,828Needed: $34,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,828Needed: $31,971
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,828Needed: $36,236

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Pottawatomie County, Oklahoma?
Pottawatomie County, Oklahoma has a median monthly rent of $869/mo and a median home value of $155,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Pottawatomie County?
The median gross rent in Pottawatomie County is $869/mo. This is 7% above state average for Oklahoma.
Is Pottawatomie County affordable?
Pottawatomie County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Pottawatomie County's rent compare to the state average?
Pottawatomie County's median rent of $869/mo is 7% above state average of $814/mo for Oklahoma.
What is the median home value in Pottawatomie County?
The median home value in Pottawatomie County, Oklahoma is $155,700. This is 45% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Pottawatomie County, Oklahoma? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Pottawatomie County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.