Cost of Living in Fluvanna County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Fluvanna County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fluvanna County ranks #2,726 of 3,142 counties for affordability (bottom 13%)
Sourced county brief
Fluvanna County Median Gross Rent Estimated at $1,204
In Fluvanna County, the median gross rent was $1,204 per month, which is above the Virginia unweighted county mean of $1,170. The median home value was estimated at $314,100, while the median selected monthly owner cost for all owner-occupied units was $1,460. The official median gross rent as a percentage of household income (GRAPI) was 26.3%, which is 2.3 percentage points below the Virginia unweighted county mean of 28.6%. The median income for renter-occupied households was $54,544. All figures are derived from the American Community Survey 2020-2024 5-year estimates and provide a housing cost snapshot. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Fluvanna County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.3% of renter household income in Fluvanna County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,204 per month; median selected monthly owner costs are $1,460. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $48,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Virginia unweighted mean of county median rents is $1,170 per month. Fluvanna County's $1,204 median is 2.9% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Fluvanna County
Rent Burden
14.9%
of gross income
Max Housing (28% Rule)
$2,258
per month
Owner Cost Burden
18.1%
of gross income
The median home in Fluvanna County may be a stretch
Median home value is $314,100. Estimated monthly cost: $2,508 vs. your max of $2,258.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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