Cost of Living in Fluvanna County, Virginia

$1,173/mo

Median Monthly Rent

$281,700

Median Home Value

3% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,173/mo

3% above state average

Median Home Value

$281,700

0% below national

Rent-to-Income Ratio

24.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Fluvanna County Compares

Median monthly rent comparison

Fluvanna County$1,173/mo

Virginia Average$1,140/mo

National Median$1,163/mo

Detailed Housing Stats

$1,173/mo

Median Gross Rent

$281,700

Median Home Value

$1,386/mo

Monthly Owner Cost

24.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Fluvanna County, Virginia

Fluvanna Balances Income and Costs

Fluvanna County renters spend 15.3% of income on housing, outperforming both the Virginia average (18.6%) and staying well below the 30% affordability threshold. With a median household income of $91,959—23% above the national median—Fluvanna offers solid middle-ground affordability.

Upper-Middle Tier for Virginia

Fluvanna's rent-to-income ratio of 15.3% ranks it among Virginia's more affordable counties, better than the state average of 18.6%. The county combines moderate incomes ($91,959) with reasonable housing costs, making it accessible to working professionals.

Moderate Costs, Moderate Incomes

Fluvanna's $1,173 median rent falls between affordable rural counties (Floyd at $826) and expensive Northern Virginia (Fauquier at $1,561). Incomes here ($91,959) similarly position it as the middle option, offering balance between cost and wage opportunity.

Housing Takes Modest Share

Fluvanna renters pay $1,173 monthly while homeowners spend $1,386, combining for strong housing affordability in a single-income household. Just 15.3% of median income goes to rent, leaving families substantial resources for other needs.

Fluvanna Works for Balanced Living

Relocating to Fluvanna positions you between rural affordability and urban opportunity, with a 15.3% rent-to-income ratio and median incomes near $92,000. It's an ideal choice for workers seeking reasonable housing costs without rural isolation.

Affordability Calculator

See how your income compares to housing costs in Fluvanna County

Your Annual Household Income

Rent Burden

15.3%

of gross income

Max Housing (28% Rule)

$2,146

per month

Owner Cost Burden

18.1%

of gross income

The median home in Fluvanna County may be a stretch

Median home value is $281,700. Estimated monthly cost: $2,249 vs. your max of $2,146.

Rent Affordability Guide

Your rent-to-income ratio15.3%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Fluvanna County, Virginia?

Fluvanna County, Virginia has a median monthly rent of $1,173/mo and a median home value of $281,700. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.

What is the median rent in Fluvanna County?

The median gross rent in Fluvanna County is $1,173/mo. This is 3% above state average for Virginia.

Is Fluvanna County affordable?

Fluvanna County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Fluvanna County's rent compare to the state average?

Fluvanna County's median rent of $1,173/mo is 3% above state average of $1,140/mo for Virginia.

What is the median home value in Fluvanna County?

The median home value in Fluvanna County, Virginia is $281,700. This is 0% below the national median home value of $281,900.