Cost of Living in Fluvanna County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Fluvanna County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fluvanna County ranks #630 of 3,144 counties for affordability (top 20%)
Data Story
About Cost of Living in Fluvanna County, Virginia
Fluvanna Balances Income and Costs
Fluvanna County renters spend 15.3% of income on housing, outperforming both the Virginia average (18.6%) and staying well below the 30% affordability threshold. With a median household income of $91,959—23% above the national median—Fluvanna offers solid middle-ground affordability.
Upper-Middle Tier for Virginia
Fluvanna's rent-to-income ratio of 15.3% ranks it among Virginia's more affordable counties, better than the state average of 18.6%. The county combines moderate incomes ($91,959) with reasonable housing costs, making it accessible to working professionals.
Moderate Costs, Moderate Incomes
Fluvanna's $1,173 median rent falls between affordable rural counties (Floyd at $826) and expensive Northern Virginia (Fauquier at $1,561). Incomes here ($91,959) similarly position it as the middle option, offering balance between cost and wage opportunity.
Housing Takes Modest Share
Fluvanna renters pay $1,173 monthly while homeowners spend $1,386, combining for strong housing affordability in a single-income household. Just 15.3% of median income goes to rent, leaving families substantial resources for other needs.
Fluvanna Works for Balanced Living
Relocating to Fluvanna positions you between rural affordability and urban opportunity, with a 15.3% rent-to-income ratio and median incomes near $92,000. It's an ideal choice for workers seeking reasonable housing costs without rural isolation.
Cost of Living Advisory: Fluvanna County
Affordability Verdict
Fluvanna County offers affordable rental housing at a median of $1,173/month — about 15.3% of the typical household income here.
Rent vs. Own
The median rent in Fluvanna County is $1,173/month, while owner costs run $1,386/month. Renting saves approximately $213/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $46,920/year. For owner costs at the 28% rule, the required income is roughly $59,400/year. With a median household income of $91,959, most households can comfortably afford rent here. Notably, 24.0% of renter households in Fluvanna County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Fluvanna County sits 5% more expensive than Harrisonburg city ($1,120/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Fluvanna County
Rent Burden
15.3%
of gross income
Max Housing (28% Rule)
$2,146
per month
Owner Cost Burden
18.1%
of gross income
The median home in Fluvanna County may be a stretch
Median home value is $281,700. Estimated monthly cost: $2,249 vs. your max of $2,146.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Fluvanna County, Virginia?
What is the median rent in Fluvanna County?
Is Fluvanna County affordable?
How does Fluvanna County's rent compare to the state average?
What is the median home value in Fluvanna County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Fluvanna County, Virginia? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Fluvanna County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.