Cost of Living in Cowlitz County, Washington

$1,169/mo
Median Monthly Rent
$367,400
Median Home Value

At a Glance

Median Monthly Rent
$1,169/mo
3% below state average
Median Home Value
$367,400
30% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cowlitz County Compares

Median monthly rent comparison

Cowlitz County$1,169/mo
Washington Average$1,202/mo
National Median$1,163/mo

Detailed Housing Stats

$1,169/mo
Median Gross Rent
$367,400
Median Home Value
$1,396/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Cowlitz County ranks #2,825 of 3,144 counties for affordability (bottom 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Cowlitz County, Washington

Cowlitz County edges out national affordability

Cowlitz County's 19.2% rent-to-income ratio sits above Washington's 18.8% state average but remains competitive with national norms. At $1,169 monthly rent and $72,932 median household income, Cowlitz residents face moderate affordability constraints.

Slightly above-average rental costs statewide

Cowlitz County ranks in the upper-middle tier of Washington's affordability scale with a 19.2% rent-to-income ratio and $1,169 median rent. Both figures hover slightly above state averages, reflecting regional housing pressures in the Longview-Kelso area.

More expensive than Adams and Asotin

Cowlitz County's $1,169 rent exceeds Adams ($901) and Asotin ($994) but trails Benton ($1,256) and Clark ($1,668). Its $367,400 median home value aligns with Benton County, suggesting comparable housing market dynamics.

Homeownership carries the heavier burden

Cowlitz renters spend 19.2% of income on housing, but homeowners commit 23.0%—the steepest ownership burden in this sample. At $72,932 median household income and $367,400 median home value, Cowlitz homebuyers face significant affordability headwinds.

Cowlitz suits renters better than buyers

If relocating to Cowlitz County, renters will find more balanced economics than prospective homebuyers, whose monthly costs consume nearly a quarter of income. Evaluate both your tenure preference and income stability before committing to this market.

Cost of Living Advisory: Cowlitz County

Affordability Verdict

Cowlitz County is affordable for renters, with a median gross rent of $1,169/month representing approximately 19.2% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

At $1,169/month rent versus $1,396/month in owner costs, renting is roughly $227/month cheaper — a 16% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $46,760/year. For owner costs at the 28% rule, the required income is roughly $59,829/year. With a median household income of $72,932, most households can comfortably afford rent here. Notably, 29.0% of renter households in Cowlitz County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Washington, Cowlitz County is more affordable than Walla Walla County by roughly 5% ($1,169/mo vs $1,113/mo).

Affordability Calculator

See how your income compares to housing costs in Cowlitz County

$

Rent Burden

19.2%

of gross income

Max Housing (28% Rule)

$1,702

per month

Owner Cost Burden

23.0%

of gross income

The median home in Cowlitz County may be a stretch

Median home value is $367,400. Estimated monthly cost: $2,933 vs. your max of $1,702.

Rent Affordability Guide

Your rent-to-income ratio19.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,932Needed: $46,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,932Needed: $59,829
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $72,932Needed: $85,504

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Cowlitz County, Washington?
Cowlitz County, Washington has a median monthly rent of $1,169/mo and a median home value of $367,400. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Cowlitz County?
The median gross rent in Cowlitz County is $1,169/mo. This is 3% below state average for Washington.
Is Cowlitz County affordable?
Cowlitz County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cowlitz County's rent compare to the state average?
Cowlitz County's median rent of $1,169/mo is 3% below state average of $1,202/mo for Washington.
What is the median home value in Cowlitz County?
The median home value in Cowlitz County, Washington is $367,400. This is 30% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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