Cost of Living in Cass County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cass County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cass County ranks #2,956 of 3,144 counties for affordability (bottom 6%)
Data Story
About Cost of Living in Cass County, Missouri
Cass County's premium housing on solid income
Cass County residents earn a median of $87,413, roughly 17% above the national median of $74,755, yet their 15.8% rent-to-income ratio stays near national norms. This favorable affordability picture reflects Cass's position as one of Missouri's wealthier counties, supporting higher rents and home values without severe budget strain.
High income buffers Cass's premium housing costs
While Cass County's median rent of $1,147 far exceeds Missouri's $768 state average, its rent-to-income ratio of 15.8% holds just above the state's 15.6%, thanks to incomes that also exceed state norms. Cass stands out as a higher-cost but also higher-income pocket of the state.
Kansas City's prosperous suburban outpost
Cass County commands significantly higher rents ($1,147) than rural peers like Carroll ($785) or Cedar ($783), approaching Clay County's $1,220. Its median home value of $269,000 similarly exceeds surrounding counties, reflecting Cass's role as a desirable suburban community.
Premium costs, premium incomes balance out
On a median income of $87,413, Cass residents allocate $1,147 monthly to rent (15.8%) or $1,308 to mortgage payments. These higher absolute costs are sustainable precisely because median incomes far exceed state and national averages.
Cass suits higher-earning relocators
If your household income exceeds $80,000, Cass County offers premium suburban living with manageable affordability ratios and strong schools. Compare Cass's $1,147 rent against your income—it aligns well with dual-earning professional households seeking Kansas City-area access.
Cost of Living Advisory: Cass County
Affordability Verdict
For renters in Cass County, the market is affordable. Expect to pay around $1,147/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Cass County is $1,147/month, while owner costs run $1,308/month. Renting saves approximately $161/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,880/year. For owner costs at the 28% rule, the required income is roughly $56,057/year. With a median household income of $87,413, most households can comfortably afford rent here. Notably, 27.0% of renter households in Cass County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Clay County where rent averages $1,220/month, Cass County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Cass County
Rent Burden
15.7%
of gross income
Max Housing (28% Rule)
$2,040
per month
Owner Cost Burden
18.0%
of gross income
The median home in Cass County may be a stretch
Median home value is $269,000. Estimated monthly cost: $2,148 vs. your max of $2,040.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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