Cost of Living in Georgetown County, South Carolina

$1,166/mo
Median Monthly Rent
$262,300
Median Home Value

At a Glance

Median Monthly Rent
$1,166/mo
23% above state average
Median Home Value
$262,300
7% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Georgetown County Compares

Median monthly rent comparison

Georgetown County$1,166/mo
South Carolina Average$945/mo
National Median$1,163/mo

Detailed Housing Stats

$1,166/mo
Median Gross Rent
$262,300
Median Home Value
$846/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Georgetown County ranks #2,403 of 3,144 counties for affordability (bottom 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Georgetown County, South Carolina

Georgetown rents run above national average

Renters in Georgetown spend 21.0% of their income on housing, slightly above South Carolina's 20.1% state average. With median rents of $1,166 and a household income of $66,734, Georgetown reflects its status as a coastal destination with premium pricing.

Upper-tier affordability in South Carolina

Georgetown ranks among South Carolina's pricier counties, with a 21.0% rent-to-income ratio and median rents of $1,166—well above the state average of $945. The county's coastal location and tourism economy drive housing premiums relative to inland peers.

Coastal premium over Pee Dee inland counties

Georgetown's $1,166 median rent substantially exceeds inland counties like Dillon ($692), Florence ($908), and Edgefield ($854). The coastal location commands a pricing premium, though it remains more affordable than Charleston metro areas like Dorchester ($1,381).

Homeownership offers meaningful savings

While renters spend 21.0% of income on housing ($1,166 monthly), homeowners pay $846—roughly 15.2% of the median household income of $66,734. The median home value of $262,300 remains accessible relative to coastal alternatives.

Georgetown appeals to coastal-seeking buyers

If you're drawn to South Carolina's coast and can manage a 21% rent-to-income ratio, Georgetown offers beach access at lower prices than Charleston metro alternatives. Median home values of $262,300 position the county as an attractive option for relocating homebuyers seeking coastal lifestyle.

Cost of Living Advisory: Georgetown County

Affordability Verdict

Georgetown County is affordable for renters, with a median gross rent of $1,166/month representing approximately 21.0% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

Renters in Georgetown County pay $1,166/month on average, compared to $846/month for homeowners. This market favors buyers by about 27%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $46,640/year. For owner costs at the 28% rule, the required income is roughly $36,257/year. With a median household income of $66,734, most households can comfortably afford rent here. Notably, 29.0% of renter households in Georgetown County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within South Carolina, Georgetown County is more affordable than Lexington County by roughly 5% ($1,166/mo vs $1,115/mo).

Affordability Calculator

See how your income compares to housing costs in Georgetown County

$

Rent Burden

21.0%

of gross income

Max Housing (28% Rule)

$1,557

per month

Owner Cost Burden

15.2%

of gross income

The median home in Georgetown County may be a stretch

Median home value is $262,300. Estimated monthly cost: $2,094 vs. your max of $1,557.

Rent Affordability Guide

Your rent-to-income ratio21.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,734Needed: $46,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,734Needed: $36,257
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,734Needed: $61,044

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Georgetown County, South Carolina?
Georgetown County, South Carolina has a median monthly rent of $1,166/mo and a median home value of $262,300. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Georgetown County?
The median gross rent in Georgetown County is $1,166/mo. This is 23% above state average for South Carolina.
Is Georgetown County affordable?
Georgetown County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Georgetown County's rent compare to the state average?
Georgetown County's median rent of $1,166/mo is 23% above state average of $945/mo for South Carolina.
What is the median home value in Georgetown County?
The median home value in Georgetown County, South Carolina is $262,300. This is 7% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Georgetown County, South Carolina? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Georgetown County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.