Cost of Living in Hardeman County, Texas

$688/mo

Median Monthly Rent

$76,500

Median Home Value

29% below state averageUnaffordable

At a Glance

Median Monthly Rent

$688/mo

29% below state average

Median Home Value

$76,500

73% below national

Rent-to-Income Ratio

20.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Hardeman County Compares

Median monthly rent comparison

Hardeman County$688/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$688/mo

Median Gross Rent

$76,500

Median Home Value

$726/mo

Monthly Owner Cost

20.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Hardeman County, Texas

Hardeman County: Texas's housing bargain

Hardeman County's 13.5% rent-to-income ratio beats the Texas state average of 18.1% and drastically undercuts the national average near 30%. Renters here enjoy some of the cheapest housing costs in the nation relative to income.

Elite affordability in Texas

Hardeman County ranks in the top tier of Texas's 254 counties for housing affordability, with a median rent of just $688—the lowest among our comparison group. This reflects a genuinely affordable rural market.

The cheapest rents in the cluster

Hardeman County's $688 median rent is the lowest among neighboring counties, with only Hamilton County at $847 coming close. Median home values of just $76,500 make homeownership an option for nearly any family.

Housing barely dents your budget

With a median household income of $61,179, Hardeman residents spend just 13.5% on rent or roughly 14.3% on mortgage payments. This leaves the majority of income available for food, healthcare, education, and savings.

Hardeman is the ultimate bargain

For families prioritizing affordability above all else, Hardeman County offers rock-bottom housing costs—median rent under $700 and homes under $77,000. This west Texas county is ideal for those seeking maximum income flexibility.

Affordability Calculator

See how your income compares to housing costs in Hardeman County

Your Annual Household Income

Rent Burden

13.5%

of gross income

Max Housing (28% Rule)

$1,428

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Hardeman County

Median home value is $76,500. Estimated monthly cost: $611 vs. your max of $1,428.

Rent Affordability Guide

Your rent-to-income ratio13.5%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hardeman County, Texas?

Hardeman County, Texas has a median monthly rent of $688/mo and a median home value of $76,500. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.

What is the median rent in Hardeman County?

The median gross rent in Hardeman County is $688/mo. This is 29% below state average for Texas.

Is Hardeman County affordable?

Hardeman County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Hardeman County's rent compare to the state average?

Hardeman County's median rent of $688/mo is 29% below state average of $963/mo for Texas.

What is the median home value in Hardeman County?

The median home value in Hardeman County, Texas is $76,500. This is 73% below the national median home value of $281,900.