CostBy County

Cost of Living in Pembina County, North Dakota

$684/mo
Median Monthly Rent
$119,200
Median Home Value

At a Glance

Median Monthly Rent
$684/mo
12% below state average
Median Home Value
$119,200
64% below national
Census GRAPI
21.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Pembina County Compares

Median monthly rent comparison

Pembina County$684/mo
North Dakota Average$773/mo
National Median$1,413/mo

Detailed Housing Stats

$684/mo
Median Gross Rent
$119,200
Median Home Value
$634/mo
Monthly Owner Cost
21.7%
Census GRAPI

National Ranking

Affordability Rank

Pembina County ranks #345 of 3,142 counties for affordability (top 11%)

Most AffordableLeast Affordable

Sourced county brief

Pembina County Median Monthly Rent Estimated at 684 Dollars

In Pembina County, the median gross rent was estimated at $684 per month, which is below the North Dakota unweighted county mean of $773. The official median gross rent as a percentage of household income (GRAPI) was 21.7% based on table B25071, differing by 0.9 percentage points from the state unweighted county mean of 22.6%. Renter-household median income was $40,972 during the 2020-2024 period. Among owner-occupied units, the median home value was $119,200, compared to a state unweighted county mean of $175,787. Median selected monthly owner costs were $634, while the state unweighted county mean was $785. All metrics are presented as snapshots and do not constitute financial advice or market forecasts. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Pembina County

Affordability Verdict

ACS B25071 estimates median gross rent at 21.7% of renter household income in Pembina County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $684 per month; median selected monthly owner costs are $634. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $27,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The North Dakota unweighted mean of county median rents is $773 per month. Pembina County's $684 median is 11.5% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Pembina County

$

Rent Burden

12.0%

of gross income

Max Housing (28% Rule)

$1,596

per month

Owner Cost Burden

11.1%

of gross income

You can likely afford the median home in Pembina County

Median home value is $119,200. Estimated monthly cost: $952 vs. your max of $1,596.

Rent Affordability Guide

Your entered rent as a share of entered income12.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,393Needed: $27,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,393Needed: $27,171
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,393Needed: $27,741

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Pembina County, North Dakota?
Pembina County, North Dakota has a median monthly rent of $684/mo and a median home value of $119,200. The affordability rating is Affordable, with median gross rent equal to approximately 21.7% of renter household income.
What is the median rent in Pembina County?
The median gross rent in Pembina County is $684/mo. This is 12% below state average for North Dakota.
Is Pembina County affordable?
Pembina County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 21.7%. Median gross rent is under 30% of renter household income.
How does Pembina County's rent compare to the state average?
Pembina County's median rent of $684/mo is 12% below state average of $773/mo for North Dakota.
What is the median home value in Pembina County?
The median home value in Pembina County, North Dakota is $119,200. This is 64% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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