Cost of Living in Pembina County, North Dakota

$692/mo

Median Monthly Rent

$116,600

Median Home Value

10% below state averageUnaffordable

At a Glance

Median Monthly Rent

$692/mo

10% below state average

Median Home Value

$116,600

59% below national

Rent-to-Income Ratio

22.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Pembina County Compares

Median monthly rent comparison

Pembina County$692/mo

North Dakota Average$770/mo

National Median$1,163/mo

Detailed Housing Stats

$692/mo

Median Gross Rent

$116,600

Median Home Value

$593/mo

Monthly Owner Cost

22.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Pembina County, North Dakota

Pembina's rents meet national standards

Pembina County's rent-to-income ratio of 12.4% sits just below the national average and matches North Dakota's state average of 12.8%. Renters here keep their housing costs comfortably within the affordable range, leaving room for other expenses.

Middle of the pack affordability

Pembina County ranks in the middle tier for housing affordability in North Dakota, with a rent-to-income ratio of 12.4% compared to the state average of 12.8%. The median rent of $692 is notably lower than the state median of $770, offering modest savings.

Pembina punches above its weight

Pembina County offers some of the lowest rents in its region at $692 monthly, beaten only by Rolette County's $479. Despite lower median household income of $66,884 compared to Oliver County's $76,953, Pembina delivers strong rent affordability through genuine low costs.

Renting is cheaper than buying

Pembina County renters spend 12.4% of income on housing, while homebuyers allocate 10.6% to monthly owner costs—a rare case where ownership is more affordable than renting. With a median home value of $116,600, Pembina offers the region's lowest property prices.

Pembina appeals to savvy buyers

If affordable homeownership matters most, Pembina County's combination of low property values ($116,600) and manageable owner costs makes it worth serious consideration. Compare it to Oliver County ($217,000 homes) or Pierce County ($143,400 homes) to see how far your dollar stretches.

Affordability Calculator

See how your income compares to housing costs in Pembina County

Your Annual Household Income

Rent Burden

12.4%

of gross income

Max Housing (28% Rule)

$1,561

per month

Owner Cost Burden

10.6%

of gross income

You can likely afford the median home in Pembina County

Median home value is $116,600. Estimated monthly cost: $931 vs. your max of $1,561.

Rent Affordability Guide

Your rent-to-income ratio12.4%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Pembina County, North Dakota?

Pembina County, North Dakota has a median monthly rent of $692/mo and a median home value of $116,600. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.

What is the median rent in Pembina County?

The median gross rent in Pembina County is $692/mo. This is 10% below state average for North Dakota.

Is Pembina County affordable?

Pembina County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Pembina County's rent compare to the state average?

Pembina County's median rent of $692/mo is 10% below state average of $770/mo for North Dakota.

What is the median home value in Pembina County?

The median home value in Pembina County, North Dakota is $116,600. This is 59% below the national median home value of $281,900.