Cost of Living in Crosby County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Crosby County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Crosby County ranks #1,299 of 3,144 counties for affordability (top 41%)
Data Story
About Cost of Living in Crosby County, Texas
Crosby offers solid affordability advantage
Crosby County's rent-to-income ratio of 14.6% is notably below the U.S. standard relative to the national median household income of $74,755. Renters here dedicate substantially less income to housing than typical American households, despite lower-than-average household earnings.
Better than Texas average affordability
At 14.6%, Crosby County's rent-to-income ratio improves upon Texas's state average of 18.1%, placing it in the more affordable tier of Texas counties. The median rent of $637 is 33.8% below the state average of $963, providing strong value for renters.
Affordable without Cottle's extreme isolation
Crosby's median rent of $637 is significantly cheaper than Cooke ($1,088) and Coryell ($1,120), though higher than Cottle ($323), making it a moderate affordability option. This positions Crosby as more accessible and economically viable than ultra-rural Cottle.
Lower income, but housing stays manageable
Crosby County's median household income of $52,197 is the lowest in this comparison, yet the median rent of $637 consumes just 14.6% of gross income. Owner costs of $577 per month represent about 13.3% of household income, creating balanced affordability for both renters and homeowners.
Crosby provides rural affordability access
Relocating to Crosby County works well for budget-conscious households seeking rural character, with median home values of $75,500 and rents among the lowest in the region. Verify local employment prospects carefully, as the lower household income reflects limited job diversity compared to larger counties.
Cost of Living Advisory: Crosby County
Affordability Verdict
For renters in Crosby County, the market is affordable. Expect to pay around $637/month in gross rent, with 30.0% of renter households considered cost-burdened.
Rent vs. Own
At $637/month rent versus $577/month in owner costs, owning is roughly $60/month cheaper — a 9% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,480/year. For owner costs at the 28% rule, the required income is roughly $24,729/year. With a median household income of $52,197, most households can comfortably afford rent here. Notably, 30.0% of renter households in Crosby County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Crosby County is less affordable than Hardeman County by roughly 7% ($637/mo vs $688/mo).
Affordability Calculator
See how your income compares to housing costs in Crosby County
Rent Burden
14.6%
of gross income
Max Housing (28% Rule)
$1,218
per month
Owner Cost Burden
13.3%
of gross income
You can likely afford the median home in Crosby County
Median home value is $75,500. Estimated monthly cost: $603 vs. your max of $1,218.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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