Cost of Living in Washington County, Missouri

$680/mo
Median Monthly Rent
$118,400
Median Home Value

At a Glance

Median Monthly Rent
$680/mo
11% below state average
Median Home Value
$118,400
58% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$680/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$680/mo
Median Gross Rent
$118,400
Median Home Value
$599/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washington County ranks #1,461 of 3,144 counties for affordability (top 46%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washington County, Missouri

Washington County offers accessible rentals

Washington County's 15.7% rent-to-income ratio sits just above the national average, while its $680 median rent falls well below Missouri's $768 state median. The county's $51,886 median household income reflects a working-class profile where affordable rents provide meaningful relief.

Better than average for Missouri renters

Washington County's 15.7% rent-to-income ratio sits just above Missouri's 15.6% average, though its $680 rent undercuts the state median of $768 by nearly $90. The county offers decent affordability within the statewide middle tier.

Third-cheapest rents in the region

Washington County's $680 rent ranks third-lowest in the region, undercutting Stone County ($892) and Taney County ($925) by significant margins while matching nearby Texas County and Sullivan County. For budget-conscious renters, Washington delivers solid value.

Owner costs undercut rents here

Washington County renters pay $680 monthly—the second-lowest here—while homeowners spend just $599, creating a rare affordability advantage for owners. At $51,886 median household income, renters allocate 15.7% to housing while homeowners spend only 13.9%.

Renters should consider buying

Washington County's $680 rent ranks among the region's lowest, yet its $599 homeowner costs are even cheaper—making the case for owner-occupancy compelling. With home values around $118,400 and strong affordability for owners, Washington rewards those ready to transition from renting to buying.

Cost of Living Advisory: Washington County

Affordability Verdict

Washington County is affordable for renters, with a median gross rent of $680/month representing approximately 15.7% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

Renters in Washington County pay $680/month on average, compared to $599/month for homeowners. This market favors buyers by about 12%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,200/year. For owner costs at the 28% rule, the required income is roughly $25,671/year. With a median household income of $51,886, most households can comfortably afford rent here. Notably, 30.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Daviess County where rent averages $731/month, Washington County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,211

per month

Owner Cost Burden

13.9%

of gross income

You can likely afford the median home in Washington County

Median home value is $118,400. Estimated monthly cost: $945 vs. your max of $1,211.

Rent Affordability Guide

Your rent-to-income ratio15.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,886Needed: $27,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,886Needed: $25,671
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,886Needed: $27,555

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Missouri?
Washington County, Missouri has a median monthly rent of $680/mo and a median home value of $118,400. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $680/mo. This is 11% below state average for Missouri.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $680/mo is 11% below state average of $768/mo for Missouri.
What is the median home value in Washington County?
The median home value in Washington County, Missouri is $118,400. This is 58% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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