Cost of Living in Amador County, California

$1,380/mo
Median Monthly Rent
$422,800
Median Home Value
15% below state averageUnaffordable

At a Glance

Median Monthly Rent
$1,380/mo
15% below state average
Median Home Value
$422,800
50% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Amador County Compares

Median monthly rent comparison

Amador County$1,380/mo
California Average$1,618/mo
National Median$1,163/mo

Detailed Housing Stats

$1,380/mo
Median Gross Rent
$422,800
Median Home Value
$1,515/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Amador County, California

Amador keeps housing affordable for workers

Amador County's rent-to-income ratio of 20.3% beats the national average by 2 percentage points, offering genuine affordability despite a median income of $81,526—just 9% above the U.S. median. Renters here spend $1,380 monthly, freeing up $240 more per month than the national norm for every dollar of income.

California's sweet spot for renters

Amador's 20.3% rent-to-income ratio ranks in California's affordable third, beating the state average of 22.4% by over 2 percentage points. At $1,380 monthly rent, the county undercuts the state median by $238, making it one of the few California counties where working-class renters catch a break.

Amador splits the Sierra foothill difference

Amador's $1,380 rent positions it between Alpine's home-centric market and Calaveras's $1,615 median, while ownership costs of $1,515 rival the region. Compared to Alameda's $2,318 rent, Amador saves commuters $938 monthly—a $11,250 annual advantage.

The math works in Amador

Renters pay $1,380 monthly and owners pay $1,515—nearly equal burdens on an $81,526 income, consuming roughly 20–22% of gross earnings. This leaves nearly 78% of income available for food, transportation, childcare, and savings—a luxury rare in California.

Amador for the Bay Area escapist

If you earn $60,000–$100,000 and crave California without the Silicon Valley price tag, Amador delivers: $1,380 rents and $422,800 homes in a growing foothill community. The 90-minute commute to Oakland or Sacramento jobs makes it perfect for hybrid workers seeking weekend mountain access without financial stress.

Affordability Calculator

See how your income compares to housing costs in Amador County

$

Rent Burden

20.3%

of gross income

Max Housing (28% Rule)

$1,902

per month

Owner Cost Burden

22.3%

of gross income

The median home in Amador County may be a stretch

Median home value is $422,800. Estimated monthly cost: $3,375 vs. your max of $1,902.

Rent Affordability Guide

Your rent-to-income ratio20.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Amador County, California?
Amador County, California has a median monthly rent of $1,380/mo and a median home value of $422,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Amador County?
The median gross rent in Amador County is $1,380/mo. This is 15% below state average for California.
Is Amador County affordable?
Amador County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Amador County's rent compare to the state average?
Amador County's median rent of $1,380/mo is 15% below state average of $1,618/mo for California.
What is the median home value in Amador County?
The median home value in Amador County, California is $422,800. This is 50% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.