Cost of Living in Culpeper County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Culpeper County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Culpeper County ranks #2,920 of 3,142 counties for affordability (bottom 7%)
Sourced county brief
Culpeper County Median Home Value Reaches $409,200 in ACS Estimates
The median home value in Culpeper County was estimated at $409,200 during the 2020-2024 period, a figure that is $113,392 above the Virginia unweighted county mean of $295,808. For owner-occupied units, median selected monthly owner costs were $1,726, which is higher than the state unweighted county mean of $1,190. Median gross rent in the county was $1,423 per month, compared to the Virginia unweighted county mean of $1,170. The official Gross Rent as a Percentage of Household Income (GRAPI) was 27.8%, which serves as the canonical rentToIncomePct from ACS table B25071. This value is 0.8 percentage points below the state unweighted county mean GRAPI of 28.6%. Household income for the renter-occupied tenure group was recorded at a median of $59,748. These figures represent a snapshot of the five-year period ending in 2024 and describe separate housing-tenure groups. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Culpeper County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.8% of renter household income in Culpeper County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,423 per month; median selected monthly owner costs are $1,726. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $56,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Virginia unweighted mean of county median rents is $1,170 per month. Culpeper County's $1,423 median is 21.6% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Culpeper County
Rent Burden
17.1%
of gross income
Max Housing (28% Rule)
$2,334
per month
Owner Cost Burden
20.7%
of gross income
The median home in Culpeper County may be a stretch
Median home value is $409,200. Estimated monthly cost: $3,267 vs. your max of $2,334.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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