Cost of Living in La Plata County, Colorado

$1,409/mo
Median Monthly Rent
$549,100
Median Home Value
12% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,409/mo
12% above state average
Median Home Value
$549,100
95% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How La Plata County Compares

Median monthly rent comparison

La Plata County$1,409/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,409/mo
Median Gross Rent
$549,100
Median Home Value
$1,437/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in La Plata County, Colorado

La Plata matches national affordability norms

La Plata County residents spend 19.8% of income on rent, just below Colorado's 20.2% state average and competitive with the national affordability benchmark. With a median household income of $85,296—significantly above the U.S. median of $74,755—the county delivers solid purchasing power for housing.

Mid-tier affordability in Colorado

La Plata's 19.8% rent-to-income ratio places it in Colorado's more affordable half, despite higher home values reflecting southwestern mountain desirability. The county balances moderate income levels with reasonable housing burden compared to state peers.

Southwest Colorado premium pricing

La Plata's median rent of $1,409/month runs $156 above Colorado's state average, reflecting the region's outdoor recreation appeal and limited housing supply. The median home value of $549,100 positions La Plata among Colorado's pricier counties, though still below the front range surge.

Renters and owners face similar burdens

Renters pay $1,409 monthly while owners spend $1,437—nearly identical costs reflecting a balanced market where purchasing and renting are equally expensive. At 19.8% of the $85,296 median income, housing still leaves substantial room for other household needs.

Quality lifestyle, moderate housing burden

La Plata offers southwestern Colorado living with better affordability than front-range counties and income levels to support it. Relocators seeking mountain access without Denver-level prices will find La Plata competitive compared to nearby resort-driven markets.

Affordability Calculator

See how your income compares to housing costs in La Plata County

$

Rent Burden

19.8%

of gross income

Max Housing (28% Rule)

$1,990

per month

Owner Cost Burden

20.2%

of gross income

The median home in La Plata County may be a stretch

Median home value is $549,100. Estimated monthly cost: $4,384 vs. your max of $1,990.

Rent Affordability Guide

Your rent-to-income ratio19.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in La Plata County, Colorado?
La Plata County, Colorado has a median monthly rent of $1,409/mo and a median home value of $549,100. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in La Plata County?
The median gross rent in La Plata County is $1,409/mo. This is 12% above state average for Colorado.
Is La Plata County affordable?
La Plata County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does La Plata County's rent compare to the state average?
La Plata County's median rent of $1,409/mo is 12% above state average of $1,253/mo for Colorado.
What is the median home value in La Plata County?
The median home value in La Plata County, Colorado is $549,100. This is 95% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.