Cost of Living in Frederick County, Virginia

$1,402/mo
Median Monthly Rent
$355,000
Median Home Value
23% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,402/mo
23% above state average
Median Home Value
$355,000
26% above national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Frederick County Compares

Median monthly rent comparison

Frederick County$1,402/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$1,402/mo
Median Gross Rent
$355,000
Median Home Value
$1,448/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Frederick County, Virginia

Frederick County Fairly Affordable

Frederick County renters spend 17.6% of income on housing, beating both the Virginia average (18.6%) and positioning affordably against national standards. With a median household income of $95,603—28% above the national median—Frederick offers solid middle-class housing value.

Upper-Middle Affordability Tier

Frederick County ranks in Virginia's more affordable regions with a rent-to-income ratio of 17.6%, better than the state average of 18.6%. The county attracts working professionals with reasonable housing costs relative to regional wage levels.

Pricier Than Rural, Less Pricey Than Suburbs

Frederick's $1,402 median rent sits between affordable rural counties (Floyd at $826) and expensive Northern Virginia (Fauquier at $1,561), with incomes ($95,603) positioned similarly. It's a transitional zone between rural and suburban Virginia markets.

Strong Income Supports Housing

Frederick County renters pay $1,402 monthly while homeowners spend $1,448, claiming 17.6% of median income for rent. This leaves households robust income for savings and other expenses, well within recommended affordability guidelines.

Frederick Fits Growing Families

Frederick County appeals to relocating professionals seeking affordable suburban living with median incomes near $95,600 and 17.6% rent-to-income ratio. Explore Frederick alongside Fauquier and Fluvanna to find your ideal balance of cost and opportunity.

Affordability Calculator

See how your income compares to housing costs in Frederick County

$

Rent Burden

17.6%

of gross income

Max Housing (28% Rule)

$2,231

per month

Owner Cost Burden

18.2%

of gross income

The median home in Frederick County may be a stretch

Median home value is $355,000. Estimated monthly cost: $2,834 vs. your max of $2,231.

Rent Affordability Guide

Your rent-to-income ratio17.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Frederick County, Virginia?
Frederick County, Virginia has a median monthly rent of $1,402/mo and a median home value of $355,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Frederick County?
The median gross rent in Frederick County is $1,402/mo. This is 23% above state average for Virginia.
Is Frederick County affordable?
Frederick County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Frederick County's rent compare to the state average?
Frederick County's median rent of $1,402/mo is 23% above state average of $1,140/mo for Virginia.
What is the median home value in Frederick County?
The median home value in Frederick County, Virginia is $355,000. This is 26% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.