Cost of Living in Parker County, Texas

$1,440/mo
Median Monthly Rent
$343,600
Median Home Value

At a Glance

Median Monthly Rent
$1,440/mo
50% above state average
Median Home Value
$343,600
22% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Parker County Compares

Median monthly rent comparison

Parker County$1,440/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,440/mo
Median Gross Rent
$343,600
Median Home Value
$1,665/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Parker County ranks #2,968 of 3,144 counties for affordability (bottom 6%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Parker County, Texas

Parker's affluence offsets higher rents

Parker County renters spend 16.9% of income on housing despite $1,440 monthly rent—beaten only by their exceptional median income of $102,099. This Dallas-Fort Worth exurb shows how high earnings can sustain elevated housing costs while maintaining affordability ratios.

Affluent county with strong affordability

Parker's 16.9% rent-to-income ratio beats Texas's 18.1% average, despite housing costs 50% above the state median. Its median household income of $102,099—the highest among these eight counties—explains the paradox of expensive housing yet solid affordability.

Priciest rents, but highest incomes

Parker's $1,440 rent is the highest of any county surveyed, yet its 16.9% burden remains competitive because median income ($102,099) far exceeds peers. Homeowners pay $1,665 monthly—reflecting median home values of $343,600, the region's most expensive.

High incomes sustain premium housing

Parker County's $102,099 median household income means $1,440 rent represents only 16.9% of gross income—quite reasonable given the county's affluence. Homeowners dedicate $1,665 monthly to ownership costs on homes averaging $343,600, reflecting Dallas-Fort Worth's booming residential market.

Premium suburban living near Dallas

Parker County suits high-earning households seeking exurban Dallas-Fort Worth access; its 16.9% rent ratio justifies costs for six-figure earners. If your household income exceeds $90,000 and you value suburban amenities over affordability, Parker's newer housing stock and strong schools merit serious consideration.

Cost of Living Advisory: Parker County

Affordability Verdict

Housing in Parker County is affordable. The median rent is $1,440/month against a median household income of $102,099, putting rent at 16.9% of income.

Rent vs. Own

Renters in Parker County pay $1,440/month on average, compared to $1,665/month for homeowners. This market favors renters by about 14%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $57,600/year. For owner costs at the 28% rule, the required income is roughly $71,357/year. With a median household income of $102,099, most households can comfortably afford rent here. Notably, 30.0% of renter households in Parker County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Texas, Parker County is more affordable than Midland County by roughly 4% ($1,440/mo vs $1,383/mo).

Affordability Calculator

See how your income compares to housing costs in Parker County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$2,382

per month

Owner Cost Burden

19.6%

of gross income

The median home in Parker County may be a stretch

Median home value is $343,600. Estimated monthly cost: $2,743 vs. your max of $2,382.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $102,099Needed: $57,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $102,099Needed: $71,357
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $102,099Needed: $79,965

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Parker County, Texas?
Parker County, Texas has a median monthly rent of $1,440/mo and a median home value of $343,600. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Parker County?
The median gross rent in Parker County is $1,440/mo. This is 50% above state average for Texas.
Is Parker County affordable?
Parker County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Parker County's rent compare to the state average?
Parker County's median rent of $1,440/mo is 50% above state average of $963/mo for Texas.
What is the median home value in Parker County?
The median home value in Parker County, Texas is $343,600. This is 22% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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