Cost of Living in Hitchcock County, Nebraska

$715/mo
Median Monthly Rent
$88,800
Median Home Value

At a Glance

Median Monthly Rent
$715/mo
9% below state average
Median Home Value
$88,800
68% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hitchcock County Compares

Median monthly rent comparison

Hitchcock County$715/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$715/mo
Median Gross Rent
$88,800
Median Home Value
$626/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Hitchcock County ranks #544 of 3,144 counties for affordability (top 17%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Hitchcock County, Nebraska

Hitchcock County faces affordability challenges

Hitchcock County renters spend 16.5% of their income on housing—above both the national median household income baseline and Nebraska's state average of 14.2%. With the lowest median income in this county group at $52,016, housing costs put real pressure on household budgets.

One of Nebraska's least affordable counties

At 16.5%, Hitchcock County ranks among Nebraska's least affordable counties for renters, trailing the state average by 2.3 percentage points. Despite a median rent of $715—comparable to other rural counties—the combination of lower incomes and higher rents makes housing burdensome.

Pricier and less affordable than neighbors

Hitchcock County renters pay more ($715 per month) than those in Hooker County ($581) and face worse affordability than any neighboring county in this group. The 16.5% rent-to-income ratio significantly exceeds nearby Harlan (12.0%) and Hayes (8.3%), making it the region's most challenged market.

Housing costs strain Hitchcock incomes

A typical Hitchcock County renter earning $52,016 annually pays $715 per month in rent—a hefty 16.5% of their income. Homeowners face similar pressure with median monthly costs of $626 for properties worth $88,800, leaving limited financial flexibility.

Hitchcock County requires careful budgeting

If you're considering Hitchcock County, understand that housing costs consume a larger share of household income than most Nebraska counties. Compare this profile carefully with nearby Hayes, Hooker, and Harlan counties, which offer significantly better affordability and housing cost relief.

Cost of Living Advisory: Hitchcock County

Affordability Verdict

Hitchcock County is affordable for renters, with a median gross rent of $715/month representing approximately 16.5% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

Renters in Hitchcock County pay $715/month on average, compared to $626/month for homeowners. This market favors buyers by about 12%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,600/year. For owner costs at the 28% rule, the required income is roughly $26,829/year. With a median household income of $52,016, most households can comfortably afford rent here. Notably, 25.0% of renter households in Hitchcock County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Dixon County where rent averages $661/month, Hitchcock County is approximately 8% more expensive.

Affordability Calculator

See how your income compares to housing costs in Hitchcock County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,214

per month

Owner Cost Burden

14.4%

of gross income

You can likely afford the median home in Hitchcock County

Median home value is $88,800. Estimated monthly cost: $709 vs. your max of $1,214.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,016Needed: $28,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,016Needed: $26,829
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,016Needed: $20,666

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Hitchcock County, Nebraska?
Hitchcock County, Nebraska has a median monthly rent of $715/mo and a median home value of $88,800. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Hitchcock County?
The median gross rent in Hitchcock County is $715/mo. This is 9% below state average for Nebraska.
Is Hitchcock County affordable?
Hitchcock County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hitchcock County's rent compare to the state average?
Hitchcock County's median rent of $715/mo is 9% below state average of $783/mo for Nebraska.
What is the median home value in Hitchcock County?
The median home value in Hitchcock County, Nebraska is $88,800. This is 68% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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