Cost of Living in Crittenden County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Crittenden County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Crittenden County ranks #335 of 3,144 counties for affordability (top 11%)
Data Story
About Cost of Living in Crittenden County, Kentucky
Crittenden County Offers Strong Affordability
Crittenden County renters spend just 15.8% of their income on housing, beating Kentucky's 17% state average and comfortably within the 30% national affordability threshold. With a median household income of $47,003 and median rent of $618, this western Kentucky county balances wages and housing effectively.
Kentucky's More Affordable Options
Crittenden County ranks among Kentucky's most affordable counties by rent-to-income ratio, comparable to stronger-performing peers like Clark and Daviess counties. This affordability edge reflects a reasonable balance of local incomes and housing costs.
Affordable by Regional Standards
Crittenden County's $618 rent undercuts Clark County ($883) and Daviess County ($906) significantly, while remaining higher than Elliott County ($427) and comparable to Cumberland ($553). The $47,003 median income positions Crittenden above the region's lowest-earning counties.
Homeownership Slightly Cheaper Than Renting
Renters spend $618 monthly while homeowners pay $495, with median home values of $115,700. The 15.8% rent-to-income ratio leaves substantial room in household budgets for savings and other needs.
Consider Crittenden for Rural Stability
Crittenden County combines below-state-average housing costs with above-average incomes for the region, making it attractive to relocators seeking affordable rural living. Its 15.8% rent burden ranks among Kentucky's best—check it against nearby Edmonson County (16.3%) and Cumberland County (16.7%) for comparison.
Cost of Living Advisory: Crittenden County
Affordability Verdict
Crittenden County is affordable for renters, with a median gross rent of $618/month representing approximately 15.8% of median household income. The rent burden (GRAPI) stands at 18.0%.
Rent vs. Own
The median rent in Crittenden County is $618/month, while owner costs run $495/month. Owning saves approximately $123/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,720/year. For owner costs at the 28% rule, the required income is roughly $21,214/year. With a median household income of $47,003, most households can comfortably afford rent here. Notably, 18.0% of renter households in Crittenden County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Morgan County where rent averages $670/month, Crittenden County is approximately 8% less expensive.
Affordability Calculator
See how your income compares to housing costs in Crittenden County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$1,097
per month
Owner Cost Burden
12.6%
of gross income
You can likely afford the median home in Crittenden County
Median home value is $115,700. Estimated monthly cost: $924 vs. your max of $1,097.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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