Cost of Living in Ramsey County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Ramsey County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ramsey County ranks #938 of 3,142 counties for affordability (top 30%)
Sourced county brief
Ramsey County Renter Median Income Estimated at 31,667 Dollars
Renter-household median income in Ramsey County was estimated at $31,667 according to 2020-2024 ACS data. The median gross rent in the county was $714 per month, compared to the North Dakota unweighted county mean of $773. The official median gross rent as a percentage of household income (GRAPI) was 27.6%, representing a 5.0 percentage point difference from the state unweighted county mean of 22.6%. For owner-occupied properties, the median home value was $199,300, which is above the state unweighted county mean of $175,787. The median selected monthly owner cost for these units was $845, while the state unweighted county mean was $785. All values are verbatim snapshot estimates and do not represent relocation advice. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Ramsey County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.6% of renter household income in Ramsey County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $714 per month; median selected monthly owner costs are $845. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Dakota unweighted mean of county median rents is $773 per month. Ramsey County's $714 median is 7.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Ramsey County
Rent Burden
14.0%
of gross income
Max Housing (28% Rule)
$1,423
per month
Owner Cost Burden
16.6%
of gross income
The median home in Ramsey County may be a stretch
Median home value is $199,300. Estimated monthly cost: $1,591 vs. your max of $1,423.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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