Cost of Living in Ramsey County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Ramsey County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Ramsey County, North Dakota
Ramsey rents align with state norms
Ramsey County's rent-to-income ratio of 13.4% sits slightly above the national average but close to North Dakota's state average of 12.8%. The median rent of $687 remains affordable for the $61,319 median household income, though income here lags the national median.
Below-average income, near-average rents
Ramsey County ranks in the middle-to-lower tier for housing affordability in North Dakota, with a rent-to-income ratio of 13.4% versus the state average of 12.8%. While rents ($687) sit comfortably below the state median of $770, lower median income of $61,319 makes affordability more challenging.
Ramsey offers modest rent savings
Ramsey County's $687 monthly rent is among the lowest in its region, beaten only by Pembina County ($692, but practically equal) and Rolette County ($479). However, Ramsey's median income of $61,319 is the second-lowest in this cluster, making the rent savings less impactful.
Housing takes 24% of income
Ramsey County residents spend 13.4% of income on rent and another 15.8% on owner costs, totaling roughly 29.2% of income for housing. Homebuyers face proportionally higher costs than renters in this market, suggesting renting may be the better financial move.
Ramsey suits income-conscious movers
Ramsey County works well if you value low rent costs and don't mind a lower-income area. Before relocating, compare it to higher-income peers like Oliver County ($76,953 income, 11.3% rent ratio) to ensure the trade-offs align with your priorities.
Affordability Calculator
See how your income compares to housing costs in Ramsey County
Rent Burden
13.4%
of gross income
Max Housing (28% Rule)
$1,431
per month
Owner Cost Burden
15.8%
of gross income
The median home in Ramsey County may be a stretch
Median home value is $197,400. Estimated monthly cost: $1,576 vs. your max of $1,431.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.