Cost of Living in Holt County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Holt County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Holt County, Nebraska
Holt County rents hit moderate affordability
Holt County renters spend 12.9% of their income on housing, slightly above national standards but reasonable for rural Nebraska. With a median household income of $67,225 and rent of $724 per month, Holt County sits in the moderate affordability zone.
Slightly above Nebraska's housing average
Holt County's 12.9% rent-to-income ratio is closer to the state average of 14.2% than to the most affordable counties, making it a middle-ground option within Nebraska. The median rent of $724 is slightly below the state average of $783, though lower incomes offset some savings.
Moderate costs in a mixed regional market
Holt County renters pay slightly more ($724) than those in Harlan ($708) but far less than Hitchcock ($715) offers less affordability. At 12.9% of income, Holt County's burden sits between Hamilton (11.7%) and Howard (13.1%), making it a balanced middle option.
Holt County's balanced housing equation
A typical Holt County renter earning $67,225 annually spends $724 per month on rent—12.9% of their income. Homeowners pay $697 monthly for properties averaging $152,000, nearly matching rental costs and offering a viable path to ownership.
Holt County balances cost and opportunity
Holt County works well for those seeking moderate housing costs without extreme rural isolation, with rents under $750 and homeownership at similar price points. If you're deciding between multiple Nebraska counties, Holt offers solid middle ground between high-cost and ultra-rural markets.
Affordability Calculator
See how your income compares to housing costs in Holt County
Rent Burden
12.9%
of gross income
Max Housing (28% Rule)
$1,569
per month
Owner Cost Burden
12.4%
of gross income
You can likely afford the median home in Holt County
Median home value is $152,000. Estimated monthly cost: $1,213 vs. your max of $1,569.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.