Cost of Living in Holt County, Nebraska

$724/mo
Median Monthly Rent
$152,000
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$724/mo
8% below state average
Median Home Value
$152,000
46% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Holt County Compares

Median monthly rent comparison

Holt County$724/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$724/mo
Median Gross Rent
$152,000
Median Home Value
$697/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Holt County, Nebraska

Holt County rents hit moderate affordability

Holt County renters spend 12.9% of their income on housing, slightly above national standards but reasonable for rural Nebraska. With a median household income of $67,225 and rent of $724 per month, Holt County sits in the moderate affordability zone.

Slightly above Nebraska's housing average

Holt County's 12.9% rent-to-income ratio is closer to the state average of 14.2% than to the most affordable counties, making it a middle-ground option within Nebraska. The median rent of $724 is slightly below the state average of $783, though lower incomes offset some savings.

Moderate costs in a mixed regional market

Holt County renters pay slightly more ($724) than those in Harlan ($708) but far less than Hitchcock ($715) offers less affordability. At 12.9% of income, Holt County's burden sits between Hamilton (11.7%) and Howard (13.1%), making it a balanced middle option.

Holt County's balanced housing equation

A typical Holt County renter earning $67,225 annually spends $724 per month on rent—12.9% of their income. Homeowners pay $697 monthly for properties averaging $152,000, nearly matching rental costs and offering a viable path to ownership.

Holt County balances cost and opportunity

Holt County works well for those seeking moderate housing costs without extreme rural isolation, with rents under $750 and homeownership at similar price points. If you're deciding between multiple Nebraska counties, Holt offers solid middle ground between high-cost and ultra-rural markets.

Affordability Calculator

See how your income compares to housing costs in Holt County

$

Rent Burden

12.9%

of gross income

Max Housing (28% Rule)

$1,569

per month

Owner Cost Burden

12.4%

of gross income

You can likely afford the median home in Holt County

Median home value is $152,000. Estimated monthly cost: $1,213 vs. your max of $1,569.

Rent Affordability Guide

Your rent-to-income ratio12.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Holt County, Nebraska?
Holt County, Nebraska has a median monthly rent of $724/mo and a median home value of $152,000. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Holt County?
The median gross rent in Holt County is $724/mo. This is 8% below state average for Nebraska.
Is Holt County affordable?
Holt County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Holt County's rent compare to the state average?
Holt County's median rent of $724/mo is 8% below state average of $783/mo for Nebraska.
What is the median home value in Holt County?
The median home value in Holt County, Nebraska is $152,000. This is 46% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.