Cost of Living in Holt County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Holt County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Holt County ranks #649 of 3,142 counties for affordability (top 21%)
Sourced county brief
Holt County Official GRAPI Exceeds State Unweighted County Mean
Holt County’s official GRAPI, or median gross rent as a percentage of household income, was estimated at 25.1%. This figure is 1.9 percentage points higher than the Nebraska unweighted county mean of 23.2%. The median gross rent for the county was $714 per month, while the median renter-household income was $51,321. For owner-occupied units, the median home value was $165,100, which is $465 above the state unweighted county mean of $164,635. The median monthly owner cost for all owners was $732, compared to the state unweighted county mean of $860. These statistics are part of the ACS 2020-2024 5-Year Estimates snapshot. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Holt County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.1% of renter household income in Holt County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $714 per month; median selected monthly owner costs are $732. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Nebraska unweighted mean of county median rents is $797 per month. Holt County's $714 median is 10.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Holt County
Rent Burden
12.5%
of gross income
Max Housing (28% Rule)
$1,599
per month
Owner Cost Burden
12.8%
of gross income
You can likely afford the median home in Holt County
Median home value is $165,100. Estimated monthly cost: $1,318 vs. your max of $1,599.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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