CostBy County

Cost of Living in Isabella County, Michigan

$913/mo
Median Monthly Rent
$170,400
Median Home Value

At a Glance

Median Monthly Rent
$913/mo
1% above state average
Median Home Value
$170,400
49% below national
Census GRAPI
31.0%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Isabella County Compares

Median monthly rent comparison

Isabella County$913/mo
Michigan Average$906/mo
National Median$1,413/mo

Detailed Housing Stats

$913/mo
Median Gross Rent
$170,400
Median Home Value
$954/mo
Monthly Owner Cost
31.0%
Census GRAPI

National Ranking

Affordability Rank

Isabella County ranks #1,926 of 3,142 counties for affordability (bottom 39%)

Most AffordableLeast Affordable

Sourced county brief

Isabella County Official GRAPI Measures 31.0 Percent of Income

The official median gross rent as a percentage of household income (GRAPI) in Isabella County is 31.0%. This official B25071 metric is 2.1 percentage points higher than the unweighted county mean across Michigan, which is 28.9%. Median gross rent for the county is $913 per month, which sits above the Michigan unweighted county mean of $906. For homeowners, the median selected monthly owner costs for all units is $954, compared to a state unweighted county mean of $918. The median value of homes in the county was estimated at $170,400, while the Michigan unweighted county mean is $197,293. The median household income for those renting their homes is $33,839. These values provide a snapshot of the housing cost environment in Isabella County during the 2020-2024 period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Isabella County

Affordability Verdict

ACS B25071 estimates median gross rent at 31.0% of renter household income in Isabella County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $913 per month; median selected monthly owner costs are $954. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $36,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Michigan unweighted mean of county median rents is $906 per month. Isabella County's $913 median is 0.8% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Isabella County

$

Rent Burden

19.8%

of gross income

Max Housing (28% Rule)

$1,289

per month

Owner Cost Burden

20.7%

of gross income

The median home in Isabella County may be a stretch

Median home value is $170,400. Estimated monthly cost: $1,360 vs. your max of $1,289.

Rent Affordability Guide

Your entered rent as a share of entered income19.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,237Needed: $36,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,237Needed: $40,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,237Needed: $39,657

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Isabella County, Michigan?
Isabella County, Michigan has a median monthly rent of $913/mo and a median home value of $170,400. The affordability rating is Stretched, with median gross rent equal to approximately 31.0% of renter household income.
What is the median rent in Isabella County?
The median gross rent in Isabella County is $913/mo. This is 1% above state average for Michigan.
Is Isabella County affordable?
Isabella County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 31.0%. Median gross rent is 30–50% of renter household income.
How does Isabella County's rent compare to the state average?
Isabella County's median rent of $913/mo is 1% above state average of $906/mo for Michigan.
What is the median home value in Isabella County?
The median home value in Isabella County, Michigan is $170,400. This is 49% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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