Cost of Living in Sherman County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Sherman County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Sherman County ranks #2,850 of 3,144 counties for affordability (bottom 9%)
Data Story
About Cost of Living in Sherman County, Kansas
Sherman's rents track near national norms
Sherman County's 15.9% rent-to-income ratio falls between the national average and the Kansas state average of 14.7%, indicating moderate housing burden. The county's median household income of $64,444 trails the national median by $10,311, which partly explains the slightly elevated ratio.
Middle ground for Kansas affordability
Sherman's 15.9% rent-to-income ratio ranks slightly above the state average of 14.7%, placing it in the middle range of Kansas counties. The median rent of $852 runs $65 above the state average, reflecting moderately priced housing for the region.
Modest rent in a rural cluster
Sherman's $852 median rent fits squarely within the northwest Kansas rental market, falling between Sheridan County ($663) and Shawnee County ($970). Among immediate neighbors, Sherman offers middle-ground pricing with slightly higher costs than Stanton ($691) but lower than Shawnee.
Owner costs marginally exceed rents
Monthly owner costs average $871 compared to $852 in rent, while the median home value of $126,300 reflects affordable homeownership for the $64,444 median household income. Housing consumes roughly 15–16% of income across both rental and ownership pathways.
Balanced affordability for rural Kansas
Sherman County offers steady, moderate housing costs without extreme premiums—suitable for those seeking rural living without sacrificing financial breathing room. If you're comfortable with small-town life, Sherman's balanced affordability makes relocation appealing.
Cost of Living Advisory: Sherman County
Affordability Verdict
Housing in Sherman County is affordable. The median rent is $852/month against a median household income of $64,444, putting rent at 15.9% of income.
Rent vs. Own
Renters in Sherman County pay $852/month on average, compared to $871/month for homeowners. This market favors renters by about 2%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,080/year. For owner costs at the 28% rule, the required income is roughly $37,329/year. With a median household income of $64,444, most households can comfortably afford rent here. Notably, 27.0% of renter households in Sherman County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Cherokee County where rent averages $801/month, Sherman County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Sherman County
Rent Burden
15.9%
of gross income
Max Housing (28% Rule)
$1,504
per month
Owner Cost Burden
16.2%
of gross income
You can likely afford the median home in Sherman County
Median home value is $126,300. Estimated monthly cost: $1,008 vs. your max of $1,504.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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