Cost of Living in Oglethorpe County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Oglethorpe County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oglethorpe County ranks #1,253 of 3,144 counties for affordability (top 40%)
Data Story
About Cost of Living in Oglethorpe County, Georgia
Oglethorpe County undercuts national housing costs
At 14.3%, Oglethorpe County's rent-to-income ratio sits well below the national average, meaning households here spend substantially less on housing than typical Americans. Monthly rent of $832 against a $69,784 median income delivers exceptional affordability by national standards.
Among Georgia's most affordable counties
Oglethorpe County's 14.3% rent-to-income ratio ranks among the state's best, notably undercutting Georgia's 18.6% average. At $832/month, its median rent falls below the state average of $927, offering clear value for budget-conscious households.
Rural affordability at its finest
Oglethorpe County's $832 rent and $855 monthly ownership costs place it among the region's most accessible options, rivaling nearby Murray County ($828 rent). Both counties offer substantially better affordability than more developed areas like Paulding ($1,622).
Housing takes minimal income share
Oglethorpe residents dedicate just 14.3% of their $69,784 income to rent, leaving 85.7% for other needs—a comfortable margin. Both renters and owners benefit from low costs, with ownership at just $855 monthly against the household median income.
Oglethorpe: budget-friendly rural living
Oglethorpe County's 14.3% rent-to-income ratio and $832 median rent make it an excellent choice if affordability is your priority. The county delivers the financial breathing room of rural Georgia while maintaining reasonable access to services and neighboring employment centers.
Cost of Living Advisory: Oglethorpe County
Affordability Verdict
For renters in Oglethorpe County, the market is affordable. Expect to pay around $832/month in gross rent, with 30.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Oglethorpe County pay $832/month on average, compared to $855/month for homeowners. This market favors renters by about 3%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,280/year. For owner costs at the 28% rule, the required income is roughly $36,643/year. With a median household income of $69,784, most households can comfortably afford rent here. Notably, 30.0% of renter households in Oglethorpe County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Georgia, Oglethorpe County is more affordable than McIntosh County by roughly 7% ($832/mo vs $781/mo).
Affordability Calculator
See how your income compares to housing costs in Oglethorpe County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,628
per month
Owner Cost Burden
14.7%
of gross income
You can likely afford the median home in Oglethorpe County
Median home value is $198,700. Estimated monthly cost: $1,586 vs. your max of $1,628.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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