Cost of Living in Cambria County, Pennsylvania

$733/mo
Median Monthly Rent
$115,900
Median Home Value

At a Glance

Median Monthly Rent
$733/mo
24% below state average
Median Home Value
$115,900
59% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cambria County Compares

Median monthly rent comparison

Cambria County$733/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$733/mo
Median Gross Rent
$115,900
Median Home Value
$699/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Cambria County ranks #868 of 3,144 counties for affordability (top 28%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Cambria County, Pennsylvania

Cambria offers exceptional affordability

At 15.6% of income spent on rent, Cambria County residents enjoy affordability slightly better than the national average of 16.5%, though incomes here lag the national median by 25%. The county's $733 median rent represents one of Pennsylvania's true bargains for cost-conscious renters.

Among Pennsylvania's most affordable

Cambria ranks favorably on Pennsylvania's affordability scale with a 15.6% rent-to-income ratio and median rent of $733—24% below the state average of $960. This exceptional value makes Cambria attractive to budget-first relocators despite lower wages statewide.

Rural advantage over broader region

Cambria's $733 rent rivals Clarion County ($785) and beats all suburban counties significantly—Butler at $1,018, Carbon at $975, Centre at $1,181. The tradeoff: limited job growth and lower median income ($56,292) compared to these regional peers.

Housing eats modest Cambria income

Renters spend $733 monthly (15.6%) and homeowners $699 (14.9%) on housing costs against the $56,292 median income. While percentages look reasonable, the absolute income level leaves less discretionary funding than wealthier Pennsylvania counties.

Cambria rewards remote workers and retirees

Move to Cambria if you can earn income outside the local job market—remote work, retirement, or relocation assistance makes the $733 rent and $115,900 home prices extraordinarily attractive. Budget carefully if you depend on local employment, where wages remain below county and state medians.

Cost of Living Advisory: Cambria County

Affordability Verdict

For renters in Cambria County, the market is affordable. Expect to pay around $733/month in gross rent, with 27.0% of renter households considered cost-burdened.

Rent vs. Own

At $733/month rent versus $699/month in owner costs, owning is roughly $34/month cheaper — a 5% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,320/year. For owner costs at the 28% rule, the required income is roughly $29,957/year. With a median household income of $56,292, most households can comfortably afford rent here. Notably, 27.0% of renter households in Cambria County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Clarion County where rent averages $785/month, Cambria County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Cambria County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,313

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Cambria County

Median home value is $115,900. Estimated monthly cost: $925 vs. your max of $1,313.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,292Needed: $29,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,292Needed: $29,957
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,292Needed: $26,973

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Cambria County, Pennsylvania?
Cambria County, Pennsylvania has a median monthly rent of $733/mo and a median home value of $115,900. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Cambria County?
The median gross rent in Cambria County is $733/mo. This is 24% below state average for Pennsylvania.
Is Cambria County affordable?
Cambria County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cambria County's rent compare to the state average?
Cambria County's median rent of $733/mo is 24% below state average of $960/mo for Pennsylvania.
What is the median home value in Cambria County?
The median home value in Cambria County, Pennsylvania is $115,900. This is 59% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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