Cost of Living in Saline County, Missouri

$733/mo
Median Monthly Rent
$139,600
Median Home Value

At a Glance

Median Monthly Rent
$733/mo
5% below state average
Median Home Value
$139,600
50% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Saline County Compares

Median monthly rent comparison

Saline County$733/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$733/mo
Median Gross Rent
$139,600
Median Home Value
$799/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Saline County ranks #2,301 of 3,144 counties for affordability (bottom 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Saline County, Missouri

Saline County hits Missouri's affordability midpoint

Saline County's 15.6% rent-to-income ratio matches Missouri's state average exactly, placing it squarely in the middle of the national housing affordability spectrum. With median rent at $733 and household income at $56,566, the county offers balanced, if not exceptional, affordability.

Saline County mirrors Missouri's typical burden

At 15.6%, Saline County's rent-to-income ratio perfectly tracks the Missouri state average, meaning housing affordability here is neither a standout strength nor a particular challenge. The county represents Missouri's housing market middle ground.

Saline County holds steady in the region

Saline County's $733 rent is nearly identical to the state median of $768, and its median income of $56,566 places it midrange among surrounding counties. Housing costs and income align more evenly here than in either wealthier or poorer neighboring areas.

Housing takes standard 15.6% of income

Saline County renters allocate 15.6% of their $56,566 income to rent—roughly $8,700 annually—a proportion consistent with state norms. Home buyers encounter median ownership costs of $799 monthly with median home values of $139,600, supporting balanced owner-occupant opportunities.

Saline County offers middle-ground stability

Saline County appeals to those seeking Missouri living without affordability extremes: $733 rent, $56,566 median income, and a 15.6% rent-to-income ratio that matches state averages. If you want neither the bargains of rural counties nor the premiums of booming metros, Saline County delivers predictable, conventional housing economics.

Cost of Living Advisory: Saline County

Affordability Verdict

Saline County is affordable for renters, with a median gross rent of $733/month representing approximately 15.5% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

At $733/month rent versus $799/month in owner costs, renting is roughly $66/month cheaper — a 8% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,320/year. For owner costs at the 28% rule, the required income is roughly $34,243/year. With a median household income of $56,566, most households can comfortably afford rent here. Notably, 30.0% of renter households in Saline County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Missouri, Saline County is less affordable than Carroll County by roughly 7% ($733/mo vs $785/mo).

Affordability Calculator

See how your income compares to housing costs in Saline County

$

Rent Burden

15.5%

of gross income

Max Housing (28% Rule)

$1,320

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Saline County

Median home value is $139,600. Estimated monthly cost: $1,114 vs. your max of $1,320.

Rent Affordability Guide

Your rent-to-income ratio15.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,566Needed: $29,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,566Needed: $34,243
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,566Needed: $32,489

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Saline County, Missouri?
Saline County, Missouri has a median monthly rent of $733/mo and a median home value of $139,600. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Saline County?
The median gross rent in Saline County is $733/mo. This is 5% below state average for Missouri.
Is Saline County affordable?
Saline County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Saline County's rent compare to the state average?
Saline County's median rent of $733/mo is 5% below state average of $768/mo for Missouri.
What is the median home value in Saline County?
The median home value in Saline County, Missouri is $139,600. This is 50% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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