Cost of Living in Pike County, Indiana

$676/mo
Median Monthly Rent
$128,400
Median Home Value

At a Glance

Median Monthly Rent
$676/mo
23% below state average
Median Home Value
$128,400
54% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Pike County Compares

Median monthly rent comparison

Pike County$676/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$676/mo
Median Gross Rent
$128,400
Median Home Value
$779/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Pike County ranks #299 of 3,144 counties for affordability (top 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Pike County, Indiana

Pike County delivers real value.

At 12.2%, Pike County's rent-to-income ratio stands notably below the national average, signaling genuine housing affordability for renters. The $676 monthly rent pairs with a $66,250 median income to create one of the best affordability profiles in this entire county comparison.

Best value in Indiana.

Pike County's 12.2% rent-to-income ratio ranks as the lowest among all Indiana counties in this comparison, beating the state average of 15.6% by substantial margin. This leadership position makes Pike County Indiana's affordability champion for renters.

Unbeaten rental bargains.

Pike County ties Perry County at $676 rent but edges ahead on income ratio (12.2% vs. 13.3%), making it the region's smartest rental deal. Its ultra-low $128,400 median home value ranks as the absolute cheapest in the entire comparison group.

Maximum income left over.

The median Pike County household earning $66,250 spends just 12.2% on rent ($676/month) or 14.1% on mortgage costs ($779/month). This efficiency is unmatched in the comparison group, leaving households $700+ monthly—$8,400+ yearly—compared to national averages for other life priorities.

Unbeatable bang for your buck.

Pike County offers the lowest rent-to-income ratio and cheapest homes in this entire analysis, making it unbeaten for affordability-focused relocations. If maximizing financial breathing room matters most, Pike County's numbers show you'd save more here than anywhere else.

Cost of Living Advisory: Pike County

Affordability Verdict

Housing in Pike County is affordable. The median rent is $676/month against a median household income of $66,250, putting rent at 12.2% of income.

Rent vs. Own

The median rent in Pike County is $676/month, while owner costs run $779/month. Renting saves approximately $103/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,040/year. For owner costs at the 28% rule, the required income is roughly $33,386/year. With a median household income of $66,250, most households can comfortably afford rent here. Notably, 27.0% of renter households in Pike County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Indiana, Pike County is less affordable than Parke County by roughly 8% ($676/mo vs $731/mo).

Affordability Calculator

See how your income compares to housing costs in Pike County

$

Rent Burden

12.2%

of gross income

Max Housing (28% Rule)

$1,546

per month

Owner Cost Burden

14.1%

of gross income

You can likely afford the median home in Pike County

Median home value is $128,400. Estimated monthly cost: $1,025 vs. your max of $1,546.

Rent Affordability Guide

Your rent-to-income ratio12.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,250Needed: $27,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,250Needed: $33,386
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,250Needed: $29,882

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Pike County, Indiana?
Pike County, Indiana has a median monthly rent of $676/mo and a median home value of $128,400. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Pike County?
The median gross rent in Pike County is $676/mo. This is 23% below state average for Indiana.
Is Pike County affordable?
Pike County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Pike County's rent compare to the state average?
Pike County's median rent of $676/mo is 23% below state average of $883/mo for Indiana.
What is the median home value in Pike County?
The median home value in Pike County, Indiana is $128,400. This is 54% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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