Cost of Living in Yamhill County, Oregon
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Yamhill County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Yamhill County ranks #2,475 of 3,144 counties for affordability (bottom 21%)
Data Story
About Cost of Living in Yamhill County, Oregon
Yamhill balances income and affordability well
Yamhill County's median household income of $87,084 exceeds the national average of $74,755, while its rent-to-income ratio of 19.0% sits just below Oregon's state average of 19.4%. This sweet spot reflects a county that has maintained relatively balanced housing costs while building solid local wage growth.
Competitive affordability in Oregon
Yamhill County ranks in the middle of Oregon's housing affordability scale with a 19.0% rent-to-income ratio, beating the state average of 19.4% by a narrow margin. The county's median rent of $1,377 is higher than Wasco or Wheeler but significantly cheaper than Washington County's $1,773, offering a balance between accessibility and cost.
Sweet spot between rural and suburban
Yamhill's $1,377 monthly rent positions it squarely between rural Wasco ($978) and Washington County's suburban premium ($1,773), while its $87,084 median income ranks second only to Washington County. The county offers a middle ground for those seeking more services and job opportunities than Wheeler provides without absorbing Portland's steep housing premiums.
Strong wages support solid housing costs
Yamhill renters pay $1,377 monthly while owner-occupants pay $1,634, with median home values of $442,700 and median household income of $87,084. Renters dedicate 19.0% of income to housing, while mortgage costs consume roughly 23% of owner household income—a moderate burden supported by above-average local wages.
Yamhill splits the difference smartly
If you're relocating within Oregon and want more services than Wheeler offers without Washington County's pricing, Yamhill delivers a pragmatic middle path with $87,084 median income and 19.0% rent-to-income ratio. Compare Yamhill's $1,377 rent and $442,700 median home price to your current housing costs and consider whether the county's blend of rural character and suburban services matches your lifestyle needs.
Cost of Living Advisory: Yamhill County
Affordability Verdict
Housing in Yamhill County is affordable. The median rent is $1,377/month against a median household income of $87,084, putting rent at 19.0% of income.
Rent vs. Own
Renters in Yamhill County pay $1,377/month on average, compared to $1,634/month for homeowners. This market favors renters by about 16%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $55,080/year. For owner costs at the 28% rule, the required income is roughly $70,029/year. With a median household income of $87,084, most households can comfortably afford rent here. Notably, 32.0% of renter households in Yamhill County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oregon, Yamhill County is more affordable than Jackson County by roughly 5% ($1,377/mo vs $1,310/mo).
Affordability Calculator
See how your income compares to housing costs in Yamhill County
Rent Burden
19.0%
of gross income
Max Housing (28% Rule)
$2,032
per month
Owner Cost Burden
22.5%
of gross income
The median home in Yamhill County may be a stretch
Median home value is $442,700. Estimated monthly cost: $3,534 vs. your max of $2,032.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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