Cost of Living in Deschutes County, Oregon
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Deschutes County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Deschutes County ranks #3,014 of 3,142 counties for affordability (bottom 4%)
Sourced county brief
Deschutes County Median Gross Rent Estimated at $1,787 Per Month
Median gross rent in Deschutes County was estimated at $1,787 per month according to the 2020-2024 ACS. This value is $596 above the Oregon unweighted county mean of $1,191 per month. The official median gross rent as a percentage of household income (GRAPI) is 30.1%, which is 0.7 percentage points higher than the state unweighted county mean of 29.4%. For homeowners, the median home value reached $650,900, which is higher than the state unweighted county mean of $386,692. Monthly owner costs for all owner-occupied units were $1,749, compared to a state mean of $1,215. Renter-household income was recorded at $65,901. These figures represent a data snapshot from ACS tables B25064, B25071, B25077, B25088, and B25119. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Deschutes County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.1% of renter household income in Deschutes County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,787 per month; median selected monthly owner costs are $1,749. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $71,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oregon unweighted mean of county median rents is $1,191 per month. Deschutes County's $1,787 median is 50.1% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Deschutes County
Rent Burden
23.1%
of gross income
Max Housing (28% Rule)
$2,164
per month
Owner Cost Burden
22.6%
of gross income
The median home in Deschutes County may be a stretch
Median home value is $650,900. Estimated monthly cost: $5,196 vs. your max of $2,164.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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