Cost of Living in Kendall County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Kendall County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kendall County ranks #3,048 of 3,142 counties for affordability (bottom 3%)
Sourced county brief
Kendall County Renter Median Income Estimated at $70,152
Renter-household median income in Kendall County is $70,152. Median gross rent is $1,781 per month, which is $914 above the Illinois unweighted county mean of $867. The median home value is $322,400, compared to the state unweighted mean of $153,020. Median selected monthly owner costs for all owner-occupied units are $1,987, exceeding the state unweighted mean of $960. The official median gross rent as a percentage of household income (GRAPI) is 30.7%. This official figure is 4.6 percentage points higher than the Illinois unweighted county mean of 26.1%. All statistics are snapshots from the American Community Survey. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Kendall County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.7% of renter household income in Kendall County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,781 per month; median selected monthly owner costs are $1,987. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $71,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Kendall County's $1,781 median is 105.3% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Kendall County
Rent Burden
19.2%
of gross income
Max Housing (28% Rule)
$2,604
per month
Owner Cost Burden
21.4%
of gross income
You can likely afford the median home in Kendall County
Median home value is $322,400. Estimated monthly cost: $2,574 vs. your max of $2,604.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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