Cost of Living in Kendall County, Illinois

$1,763/mo

Median Monthly Rent

$298,900

Median Home Value

111% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,763/mo

111% above state average

Median Home Value

$298,900

6% above national

Rent-to-Income Ratio

31.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Kendall County Compares

Median monthly rent comparison

Kendall County$1,763/mo

Illinois Average$837/mo

National Median$1,163/mo

Detailed Housing Stats

$1,763/mo

Median Gross Rent

$298,900

Median Home Value

$1,976/mo

Monthly Owner Cost

31.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Kendall County, Illinois

Kendall County's premium housing market

Kendall County renters spend 19.1% of income on rent, the highest ratio among these eight Illinois counties and well above the U.S. average of roughly 15%. Despite the highest household income at $110,474—48% above the national median—the $1,763 rent reflects competitive Chicago exurban pricing.

Illinois's highest affordability strain

At 19.1% rent-to-income, Kendall County exceeds Illinois's 14.7% state average by the widest margin of any county here. Median rent of $1,763 more than doubles the state median of $837, driven by Chicago-region suburban demand and rapid development.

Costlier than Kane County next door

Kendall County's $1,763 rent and $1,976 owner costs both exceed neighboring Kane County ($1,404 rent, $1,778 owner costs). Though Kendall home values ($298,900) and Kane values ($303,000) are similar, Kendall renters and owners face steeper monthly payments.

Kendall County's expensive housing profile

Renters pay $1,763/month while homeowners average $1,976/month, consuming roughly 19% and 21% of household income respectively. The median home value of $298,900 reflects exurban Chicago positioning, and only Kendall's exceptionally high household income of $110,474 makes these costs sustainable.

For high-income Chicago commuters only

Kendall County suits affluent families seeking Chicago-area proximity and suburban amenities despite premium pricing. If your household income falls below $110,000, consider neighboring Kane County or southern Illinois alternatives where your budget provides more flexibility.

Affordability Calculator

See how your income compares to housing costs in Kendall County

Your Annual Household Income

Rent Burden

19.2%

of gross income

Max Housing (28% Rule)

$2,578

per month

Owner Cost Burden

21.5%

of gross income

You can likely afford the median home in Kendall County

Median home value is $298,900. Estimated monthly cost: $2,386 vs. your max of $2,578.

Rent Affordability Guide

Your rent-to-income ratio19.2%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Kendall County, Illinois?

Kendall County, Illinois has a median monthly rent of $1,763/mo and a median home value of $298,900. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.

What is the median rent in Kendall County?

The median gross rent in Kendall County is $1,763/mo. This is 111% above state average for Illinois.

Is Kendall County affordable?

Kendall County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Kendall County's rent compare to the state average?

Kendall County's median rent of $1,763/mo is 111% above state average of $837/mo for Illinois.

What is the median home value in Kendall County?

The median home value in Kendall County, Illinois is $298,900. This is 6% above the national median home value of $281,900.