Cost of Living in Adams County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adams County ranks #3,041 of 3,142 counties for affordability (bottom 3%)
Sourced county brief
Adams County Renter Households Face 33.2% Median Rent-to-Income Ratio
In Adams County, the official median gross rent as a percentage of household income (GRAPI) is 33.2%. This figure is 3.6 percentage points above the Colorado unweighted county mean of 29.6%. The median gross rent in the county is $1,781 per month, which is above the state unweighted county mean of $1,303. For those in owner-occupied housing units, the median selected monthly owner cost is $1,956, while the unweighted county mean for the state is $1,272. The median value of a home in Adams County was estimated at $484,200, compared to a state unweighted county mean of $427,513. Among renter households, the median income is $61,177. The 33.2% rent-to-income ratio is the official B25071 GRAPI estimate provided by the U.S. Census Bureau. These statistics describe the 2020-2024 period without reflecting subsequent market changes. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Adams County
Affordability Verdict
ACS B25071 estimates median gross rent at 33.2% of renter household income in Adams County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,781 per month; median selected monthly owner costs are $1,956. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $71,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Colorado unweighted mean of county median rents is $1,303 per month. Adams County's $1,781 median is 36.7% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
22.6%
of gross income
Max Housing (28% Rule)
$2,207
per month
Owner Cost Burden
24.8%
of gross income
The median home in Adams County may be a stretch
Median home value is $484,200. Estimated monthly cost: $3,866 vs. your max of $2,207.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Adams County, Colorado?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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