Cost of Living in Adams County, Colorado

$1,713/mo
Median Monthly Rent
$458,400
Median Home Value
37% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,713/mo
37% above state average
Median Home Value
$458,400
63% above national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Adams County Compares

Median monthly rent comparison

Adams County$1,713/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,713/mo
Median Gross Rent
$458,400
Median Home Value
$1,874/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Adams County, Colorado

Adams rents cost more than most

Adams County renters spend 22.5% of their income on rent, outpacing the nation's typical 22% threshold for affordability. The median household income of $91,387 is 22% higher than the national average of $74,755, yet housing costs still claim a significant share of family budgets.

Above average in Colorado's market

Adams County's 22.5% rent-to-income ratio ranks it above Colorado's state average of 20.2%, placing it among the more expensive counties statewide. While median rents of $1,713 exceed the state average of $1,253 by 37%, median home values of $458,400 reflect the county's suburban growth.

Pricier than eastern plains, cheaper than boulder

Adams County rents run $809 higher than Bent County's $854 monthly median but fall well below Boulder County's $1,893. Homeownership costs are also notably higher here at $1,874/month compared to rural neighbors like Baca County at $608/month.

Housing eats 22.5% of paychecks

An Adams County renter earning the median $91,387 annually pays $1,713 monthly in rent, while a homeowner with the median mortgage expense of $1,874 spends roughly the same. Together, these figures show renters and owners investing similar percentages of income in housing despite vastly different equity outcomes.

Denver's gateway with solid income

If you're relocating to the Denver metro area, Adams County offers above-average household incomes and suburban accessibility without the premium prices of central Denver. Compare your salary expectations here—$91,387 median—against the $1,713 monthly rent before making your move.

Affordability Calculator

See how your income compares to housing costs in Adams County

$

Rent Burden

22.5%

of gross income

Max Housing (28% Rule)

$2,132

per month

Owner Cost Burden

24.6%

of gross income

The median home in Adams County may be a stretch

Median home value is $458,400. Estimated monthly cost: $3,660 vs. your max of $2,132.

Rent Affordability Guide

Your rent-to-income ratio22.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Adams County, Colorado?
Adams County, Colorado has a median monthly rent of $1,713/mo and a median home value of $458,400. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Adams County?
The median gross rent in Adams County is $1,713/mo. This is 37% above state average for Colorado.
Is Adams County affordable?
Adams County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Adams County's rent compare to the state average?
Adams County's median rent of $1,713/mo is 37% above state average of $1,253/mo for Colorado.
What is the median home value in Adams County?
The median home value in Adams County, Colorado is $458,400. This is 63% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.